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Remortage a house ive inherited
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Houseremortage
Posts: 1 Newbie
Hello!
I need some advice, i've rang my bank a few times and the person I need to speak to it on holiday.
Basically, My nan passed away and has left me her house. No mortage. She has left the house soley to me.
DH and I have been for a preliminary? Remortage app and we can lend £80k to 'do it up'.
Probate has gone through.
Here is my problem, the house wasnt registered on the land registry. It is now buy in my name only, can the bank do a trasfer and a remortage at the same time? Or do we need to sort out the ID1 form before we go to the bank?
There was a !!!! up at the solictors and we are almost 6 months behind as the solictors 'forgot' the paperwork, we want this done quickly as possible.
Will there be any additional fees for a remortage with the bank?
We intend to do it up and live there.
Any help would be appricated thanks.
I need some advice, i've rang my bank a few times and the person I need to speak to it on holiday.
Basically, My nan passed away and has left me her house. No mortage. She has left the house soley to me.
DH and I have been for a preliminary? Remortage app and we can lend £80k to 'do it up'.
Probate has gone through.
Here is my problem, the house wasnt registered on the land registry. It is now buy in my name only, can the bank do a trasfer and a remortage at the same time? Or do we need to sort out the ID1 form before we go to the bank?
There was a !!!! up at the solictors and we are almost 6 months behind as the solictors 'forgot' the paperwork, we want this done quickly as possible.
Will there be any additional fees for a remortage with the bank?
We intend to do it up and live there.
Any help would be appricated thanks.
0
Comments
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Houseremortage wrote: »Will there be any additional fees for a remortage with the bank?
There'll be a valuation, legal fees to pay. Potentially product fees depending on the mortgage choosen.0
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