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Are Scotcall still a business? Or Pounds 2Day?
wesley1414
Posts: 6 Forumite
So, going through my old paperwork, I found a letter from Scotcall regarding a credit account with Pounds 2Day (I know, I know, a silly time in my life...)
Upon googling them both, I cannot find much about them that is current, only things from circa 2012/13.
So, what now? I don't know who to contact t see if this account is still live. I genuinely can't recall if it is, I would imagine I have paid it off, but I genuinely have started questioning myself - paranoia maybe, but now I can't help thinking about it.
Nothing regarding it is on my credit report, but I am concerned and will remain so until I have closure I think.
Upon googling them both, I cannot find much about them that is current, only things from circa 2012/13.
So, what now? I don't know who to contact t see if this account is still live. I genuinely can't recall if it is, I would imagine I have paid it off, but I genuinely have started questioning myself - paranoia maybe, but now I can't help thinking about it.
Nothing regarding it is on my credit report, but I am concerned and will remain so until I have closure I think.
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Comments
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Company is still active but your account with them may have been passed on etcTallyhoh! Stopped Smoking October 2000. Saved £29382.50 so far!0
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Company is still active but your account with them may have been passed on etc
Where are you getting this info may I ask?
I can find that Scotcall is now called Resolvecall, but I cannot see anywhere that Pounds2Day are active. The most recent bits I can find seem to be dated around 20130 -
If a payday loan company goes bust, usually there portfolio of client accounts will be taken on by another company.
That company will then decide which accounts to chase up, which are not worth the effort etc.
Seems they went bust in 2013.
Scotcall were just there preferred debt collectors.
If no one contacts you, eventually it will become statute barred if it isn’t already.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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