Lied on payday loan application
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Hi
Try not to stress
What stage are you at with the court claim- no need to just roll over
If I had to guess it would be motormile finance and moriarty law?
Here is a good article about reclaiming especially if you had rolled over your loans https://debtcamel.co.uk/payday-loan-refunds/
As for the 'fraud' it is highly unlikely they would even go there and even less likely anything serious would happen. Even if it did I would eat my hat if with no previous and for a couple of hundred quid it was more than a slap on the wrist
https://www.sentencingcouncil.org.uk/wp-content/uploads/Fraud_bribery_and_money_laundering_offences_-_Definitive_guideline.pdf
As for the gambling- have to tried to get some help , it really is an illness that needs treatment . It is not just a case of pulling yourself together. There is lots of research on this0 -
I'm going to be honest here, the PDL industry doesn't really care about lending standards (Awaiting that one poster here who insists the industry isn't "bad" any longer) and you will be one of many people who have falsified data applying for them.
I think many of the problem gamblers we have seen here and on the DFW boards have been customers of multiple PDL companies and frankly, most of them were likely fibbing on their forms. I don't even think CIFAS would be involved here.
As above, use the link about complaining about PDL tactics, get help with your gambling problems.
Remember: Even if you get a CCJ, as long as you respond to the claim, do not bury your head in the sand and co-operate, you will not pay what you cannot afford. You're not in trouble with the law when dealing with the County Court claims, they're strictly civil, and have no criminal side to it at all.
With regards to the debts you've accrued, speak to Stepchange, the CAB or National Debtline.
In debt and looking for help? Look here for the MSE Debt Help Guide.
Also, If you need any free and impartial debt advice, the National Debtline, Stepchange, and the CAB can help.0 -
Shakin_Steve wrote: »What, exactly, is a multi million sex pest?
https://www.google.co.uk/search?q=jimmy+savile&source=lnms&tbm=isch&sa=X&ved=0ahUKEwiFk6jYyPjWAhXmLsAKHWXICNwQ_AUICigB&biw=1920&bih=900
Well this is one of many.0 -
Thanks for all the replies
:money:0 -
Very useful
Thankyou0
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