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New Mortgage with missed Mortgage payments
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Thrugelmir wrote: »Lenders have different internal scoring policies. What the CRA's publish for consumers to see has no bearing.
OK well I was talking about a time when I had 0 missed payments in about 10 years and a utilisation of credit of under 5%. Employment and housing stability of 10 years plus at the same place.0 -
Brokers are generally recommended by word of mouth through friends or family. Or use unbiased.co.uk to find a local broker.I am a Mortgage Broker.
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice0 -
Jellyfish9 wrote: »OK well I was talking about a time when I had 0 missed payments in about 10 years and a utilisation of credit of under 5%. Employment and housing stability of 10 years plus at the same place.
Ok. Lending criteria was laxer and looser for a decade. Times have reverted back to an earlier era. Little point in making historical comparisons as has no bearing on what really matters, i.e. today and the future.0
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