Bankruptcy Question (help)

seglits

Hello, this is my 1st post and I need a little help.

philnicandamy

You should be exempt from the £150 court charge as i'm on incapacity benefit & DLA & I didn't pay....you must seek professional advice 1st though before you go to court with BR paperwork as it's one of the questions the judge will ask, if the car is registered to you & under £1000 you might be able to keep but no guarantee just put everything down on the paperwork & the OR will question if needs be

You need to contact CCCS or National debtline etc before you attend court
(details in my sig below)

Phil

betterlatethannever

Hello Seglits,
firstly, no you don't have to pay the £150 court fee, just make sure you fill in the form (exx160 i think)
Secondly, you must take some advice. You can always just phone one of the debt agencies listed here. The judge will ask if you've taken advice ( i didn't see a judge but the court clerk asked)

The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111
National Debtline - Tel: 0808 808 4000
Payplan - Tel: 0800 917 7823.
or visit
http://www.cccs.co.uk/
http://www.nationaldebtline.co.uk/
http://www.citizensadvice.org.uk/index.htm

sorry i can't help with your other problems, but i'm sure someone will be along shortly who can.
Good luck

Beat me to it Phil

tigerfeet2006

You will need to tell the OR about the car as you pay the insurance/tax/mot on it and you need to include them on your I&E. If you don't include them how will you find the money to pay them? Have you done your I&E yet?