Early Retirement - Starting A Little Late - Help and Advice please

atush

Go to Monevator and read up on compounding. It makes all the difference.

CeePeeBee

Hey Mathes00n,

I really enjoyed reading your post. I have looked at a number of these points in the past to be fair. I have to be entirely truthful and know that for my mental health, retiring completely would be bad. I'd retire into my own little world and I'd have next to nothing outside of my immediate 4 walls. I enjoy my own company, but I'd retreat into it somewhat if I had nothing compelling me not to.

I have often looked at alternative career paths but my main issue comes from the fact I've found nothing I'm passionate enough about that makes me want to put anything like the effort required to learn about the role in my spare time so I can hit the ground running when I make the switch. That, coupled with the fact I feel the need to "pause for 6 months" in order to get my head and life in the right place to make such a change. The belly of the beast and all that....

Spreadsheet to govern how I plan things moving forward is great and I'm going to dig out my old one as well as look into others' templates.

I think the spreadsheet is probably the best advice here that I'm not currently doing - consider it great advice

Mathes00n

Yeah looking at "The Spreadsheet". Has become a hobby in it's own right for me. It's motivated us to stop wasting a lot of money on the usual day to day stuff and brought anticipated retirement forward by 2 years. Hope you find some small wins in yours. Let us know how you get on.