Should I pay it off?

Jimmithecat

I can see the logic of not paying off your mortgage- but for me it was very liberating - so I would pay it off and have one less thing to think about

dimbo61

We also have a Barclays/Woolwich offset mortgage which is fully offset.
Any money over the offset balance is paid into other cash ISA,s which may only be earning 1/1.2% but that's better than 0%
Try Nationwide saver account and current account both paying 5% at the moment