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Should I pay it off?
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I can see the logic of not paying off your mortgage- but for me it was very liberating - so I would pay it off and have one less thing to think about0
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We also have a Barclays/Woolwich offset mortgage which is fully offset.
Any money over the offset balance is paid into other cash ISA,s which may only be earning 1/1.2% but that's better than 0%
Try Nationwide saver account and current account both paying 5% at the moment0
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