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Some advice would be brilliant.
Comments
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Going into a program is a no go for me at the moment. My other debt I have I actually had to get a guarantor for my loans I have a long with amigo and there is 5k left on that and another loan with the credit union which I owe them £15k and both guarantors loans.
You've already borrowed at 49.9% APR, and now you want to borrow again.
And yet you say that anything other than more debt isn't the answer?
You're heading into insolvency, and no lender is going to touch you without charging an extraordinary APR, or using your house as security.
Both are lunacy. It's your choice, but you either speak to a debt charity TODAY, or you carry on trying to borrow your way out of debt.
If you choose the latter, we will see you in the Bankruptcy board. I hope to see you in the DFW board with a full SOA instead.
In debt and looking for help? Look here for the MSE Debt Help Guide.
Also, If you need any free and impartial debt advice, the National Debtline, Stepchange, and the CAB can help.0 -
If you can't afford to live without increasing your debt when you have a free roof over your head how are you going to manage when you have to pay rent?0
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I'm sure that it's everyone else's fault and not the OPs when they head to the Bankruptcy board...Savings as of April 2023 Savings account - £26460.50(14474.88)Current account - £2140.24(4576.79)Total - £28600.74(19051.67) £1010 (£65pm CS/BS) £250 CS/BS/JS0
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