My ex and my mortgage

bertiewhite

No worries - please let us know how you get on so that others can benefit?

Mattn81

Sure. I don't know how long it will be before I get anywhere but happy to report back.

Primrose

Bear in mind that whoever moves out of the house and says out of it until it is eventually sold will have to lay capital gains tax on their share of the eventual equity they get out of it. This is because it,s not their prime residence, so that will inevitably take a chunk out of any proceeds. So if you can afford to stay on in the house, even if you have to buy your wife out later, as long as it’s yiuemprime residence, you won’t have to pay capital gains tax.

Mattn81

I am still living in the house, she left 2 years ago. I don't have any plans on moving out, it's an investment for my kids one day. It's plenty big enough for me - almost too big but it's a nice house for a family which one day I may have again.

sevenhills

Not sure what will happen, but you should gather proof of the situation.
If she is on the electoral roll, take a photo, so in a few years time you have proof of her address. Just an idea.

Mattn81

I don't understand what you mean. She claims a lot of benefits so proof will be there if her not living here.