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sourcrates
Posts: 31,532 Ambassador
Here are the basic categories, you will have to add up the totals yourselves for the time being, then copy and paste into your thread :
Statement of Affairs and Personal Balance Sheet
Household Information
Number of adults in household........... 0
Number of children in household......... 0
Number of cars owned.................... 0
Monthly Income Details
Monthly income after tax................ 0
Partners monthly income after tax....... 0
Benefits................................0
Other income............................ 0
Total monthly income....................0
Monthly Expense Details
Mortgage................................0
Secured/HP loan repayments..............0
Rent.................................... 0
Management charge (leasehold property).. 0
Council tax.............................
Electricity............................. 0
Gas.....................................0
Oil..................................... 0
Water rates............................. 0
Telephone (land line)................... 0
Mobile phone............................ 0
TV License.............................. 0
Satellite/Cable TV...................... 0
Internet Services.......................0
Groceries etc. ......................... 0
Clothing................................ 0
Petrol/diesel........................... 0
Road tax................................ 0
Car Insurance........................... 0
Car maintenance (including MOT)......... 0
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 0
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, Christmas etc)...... 0
Haircuts................................ 0
Entertainment........................... 0
Holiday................................. 0
Emergency fund.......................... 0
Professional subscriptions.............. 0
Total monthly expenses.................. 0
Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 0
Other assets............................ 0
Total Assets............................ 0
Secured & HP Debts
Description....................Debt......Monthly.. .APR
Mortgage...................... 0...............0.............0
Total secured & HP debts...... 0
Unsecured Debts
Description....................Debt......Monthly.. .APR
................0...........0............0
Total unsecured debts.................0
Monthly Budget Summary
Total monthly income....................0
Expenses (including HP & secured debts). 0
Available for debt repayments...........0
Monthly Unsecured debt repayments.......0
Amount short for making debt repayments. 0
Personal Balance Sheet Summary
Total assets (things you own)...........0
Total HP & Secured debt.................0
Total Unsecured debt....................0
Net Assets..............................0
Statement of Affairs and Personal Balance Sheet
Household Information
Number of adults in household........... 0
Number of children in household......... 0
Number of cars owned.................... 0
Monthly Income Details
Monthly income after tax................ 0
Partners monthly income after tax....... 0
Benefits................................0
Other income............................ 0
Total monthly income....................0
Monthly Expense Details
Mortgage................................0
Secured/HP loan repayments..............0
Rent.................................... 0
Management charge (leasehold property).. 0
Council tax.............................
Electricity............................. 0
Gas.....................................0
Oil..................................... 0
Water rates............................. 0
Telephone (land line)................... 0
Mobile phone............................ 0
TV License.............................. 0
Satellite/Cable TV...................... 0
Internet Services.......................0
Groceries etc. ......................... 0
Clothing................................ 0
Petrol/diesel........................... 0
Road tax................................ 0
Car Insurance........................... 0
Car maintenance (including MOT)......... 0
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 0
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, Christmas etc)...... 0
Haircuts................................ 0
Entertainment........................... 0
Holiday................................. 0
Emergency fund.......................... 0
Professional subscriptions.............. 0
Total monthly expenses.................. 0
Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 0
Other assets............................ 0
Total Assets............................ 0
Secured & HP Debts
Description....................Debt......Monthly.. .APR
Mortgage...................... 0...............0.............0
Total secured & HP debts...... 0
Unsecured Debts
Description....................Debt......Monthly.. .APR
................0...........0............0
Total unsecured debts.................0
Monthly Budget Summary
Total monthly income....................0
Expenses (including HP & secured debts). 0
Available for debt repayments...........0
Monthly Unsecured debt repayments.......0
Amount short for making debt repayments. 0
Personal Balance Sheet Summary
Total assets (things you own)...........0
Total HP & Secured debt.................0
Total Unsecured debt....................0
Net Assets..............................0
I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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Comments
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sourcrates wrote: »Here are the basic categories, you will have to add up the totals yourselves for the time being, then copy and paste into your thread :
Statement of Affairs and Personal Balance Sheet
Household Information
Number of adults in household........... 0
Number of children in household......... 0
Number of cars owned.................... 0
Monthly Income Details
Monthly income after tax................ 0
Partners monthly income after tax....... 0
Benefits................................0
Other income............................ 0
Total monthly income....................0
Monthly Expense Details
Mortgage................................0
Secured/HP loan repayments..............0
Rent.................................... 0
Management charge (leasehold property).. 0
Council tax.............................
Electricity............................. 0
Gas.....................................0
Oil..................................... 0
Water rates............................. 0
Telephone (land line)................... 0
Mobile phone............................ 0
TV License.............................. 0
Satellite/Cable TV...................... 0
Internet Services.......................0
Groceries etc. ......................... 0
Clothing................................ 0
Petrol/diesel........................... 0
Road tax................................ 0
Car Insurance........................... 0
Car maintenance (including MOT)......... 0
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 0
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, Christmas etc)...... 0
Haircuts................................ 0
Entertainment........................... 0
Holiday................................. 0
Emergency fund.......................... 0
Professional subscriptions.............. 0
Total monthly expenses.................. 0
Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 0
Other assets............................ 0
Total Assets............................ 0
Secured & HP Debts
Description....................Debt......Monthly.. .APR
Mortgage...................... 0...............0.............0
Total secured & HP debts...... 0
Unsecured Debts
Description....................Debt......Monthly.. .APR
................0...........0............0
Total unsecured debts.................0
Monthly Budget Summary
Total monthly income....................0
Expenses (including HP & secured debts). 0
Available for debt repayments...........0
Monthly Unsecured debt repayments.......0
Amount short for making debt repayments. 0
Personal Balance Sheet Summary
Total assets (things you own)...........0
Total HP & Secured debt.................0
Total Unsecured debt....................0
Net Assets..............................0
I have made an Excel, with totalisers etc that can be used if anyone at MSE wants to host it for members?
In debt and looking for help? Look here for the MSE Debt Help Guide.
Also, If you need any free and impartial debt advice, the National Debtline, Stepchange, and the CAB can help.0 -
I have asked MSE Andrea for permission to post this, so here goes
https://docs.google.com/spreadsheets/d/1bvWRryUWCuYaJDapYV8Q5PXNAwnFLTSeMTUcQF6cSnI/edit?usp=sharing
It can be edited by anyone, so please, if you use it live online, please 0 all of the figures before leaving it in case it autosaves.
Otherwise, if you copy the spreadsheet to Excel or another spreadsheet editor in full, it should keep the formatting. It can work with data as you go, so the totalizers will update so it will automatically let you know total income, outgoings, debt payments and assets and liabilities.
In debt and looking for help? Look here for the MSE Debt Help Guide.
Also, If you need any free and impartial debt advice, the National Debtline, Stepchange, and the CAB can help.0 -
Bumping this for anyone who needs it. Thanks sourcrates and StopIt for compiling itDebt-Free as of 12th September 2017
£[STRIKE]12,000[/STRIKE] > £0
:beer::j0 -
Well done for putting this together. I think it is a good idea to review your finances even once debt free. One limitation I find is that it only looks at monthly spends and incomes. Quite often our finances are weekly even if we get paid monthly. Though I appreciate it may be more complex to use.Paid off the last of my unsecured debts in 2016. Then saved up and bought a property. Current aim is to pay off my mortgage as early as possible. Currently over paying every month. Mortgage due to be paid off in 2036 hoping to get it paid off much earlier. Set up my own bespoke spreadsheet to manage my money.0
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Well done for putting this together. I think it is a good idea to review your finances even once debt free. One limitation I find is that it only looks at monthly spends and incomes. Quite often our finances are weekly even if we get paid monthly. Though I appreciate it may be more complex to use.
While the Stoozing site seems to be back up, the same limitations apply there too.
However, for weekly payments, multiply by 52, then divide by 4 and you'll put it to a monthly equivalent.
When budgeting, most direct debits are monthly, same with rent and mortgage payments, so it's best to budget around the outgoings, rather than the incomings where possible.
In debt and looking for help? Look here for the MSE Debt Help Guide.
Also, If you need any free and impartial debt advice, the National Debtline, Stepchange, and the CAB can help.0 -
I believe normal service has been resumed. (Wipes brow) !!!I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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