Been Pre-aproved for a loan BUT !- some questions...

Jane_gs

I have been pre-approved for a loan for about £7000. This is because I have been running my current account well.

All that i need is to do an application at the bank (or phone or online), to see the outcome.

The banker said they don't require any proof of ID as I have been banking with them for some time.

I work full time, and the thing is my salary doesn't come into this account, but into another bank account of mine.

My annual salary figures are on my bank file.

The question:
Would the require any proof of income, forms, or want details from my employers (P45, p60 etc) ?

although I have been pre-approved, so they have kinda offered me the amount I am pre-accepted for -> £7000.

(Please speak from Experience if you can).

Ember999

Jane_gs wrote: »

I have been pre-approved for a loan for about £7000. This is because I have been running my current account well.

All that i need is to do an application at the bank (or phone or online), to see the outcome.

The banker said they don't require any proof of ID as I have been banking with them for some time.

I work full time, and the thing is my salary doesn't come into this account, but into another bank account of mine.

My annual salary figures are on my bank file.

The question:
Would the require any proof of income, forms, or want details from my employers (P45, p60 etc) ?

although I have been pre-approved, so they have kinda offered me the amount I am pre-accepted for -> £7000.

(Please speak from Experience if you can).

No they wouldn't and I do speak from experience. Banks target good customers who they ask to apply online for an immediate decision and usually that means you will get it. If you want the loan, apply. You will probably be accepted though they will do a credit check.