My New Frugal Life

Newfrugallife

Hi all, I used to post quite a bit under a different name on DFW forum but have lost my log in, also my situation changed dramatically so I'm taking this opportunity to create a fresh new log in and start my new frugal life :wave:

I will be back with a quick intro and my plans a little bit later on :money:

Newfrugallife

Ok so in a quick nutshell we have a large mortgage of £221,528 and its not great as its on 34 years term. Also due to a change in circumstances I will be stay at home mum starting next month, so we will have to manage on husbands salary.

But I have been a budget queen while paying our debts and am very confident I can do this again and not only "manage on one salary" but save and overpay the mortgage as well! I will use this diary to run a pretty tight ship and record my goals and achievements!

At the moment I'm still playing around with the budget, but will be back once I finalise the figures.

greent

Hello and welcome!

maia_evo

Hello New Frugal LIfe, I started my diary a month ago at the same time as "learning" about living a more frugal life. The positive impact already has been life changing for me.

I'll subscribe and support along the way.

Dot_Cotton_2

Hello!

I signed up to MSE just to subscribe to your diary! I've been lurking a while so it was about time ��

I'm also a stay at home mum living off my husband's salary. We're overpaying on our mortgage a little every month but hope to increase. I'm looking forward to reading about your frugal ways to keep us motivated ��

wishingthemortgaheaway

Another stay at home mum/kept woman here.

We manage to overpay too - just a little bit but it helps. It's all about setting the budget and sticking to it. I also find that I have more time to bargain hunt the grocery shopping than I would if I was working.

Surveys, mystery shopping and shopping cash back also help boost my mop pot.

Good luck.

beanielou

Happy shiny new diary

System

I love debt busting diaries though i'm not in debt myself. I wish you well.

Betterthanever

Hello! I'm another ex DFW returning with a new name and changed circumstances so I shall certainly be keen to follow this next part of your journey. Good luck and welcome aboard!!

Newfrugallife

Wow so many replies! I didnt expect that thank you and hello

One place I'm planning to do better budgeting once I'm a stay at home mum is food shopping. We are a family of four and two cats and currently spending about 250/ 300 on food/ cleaning stuff/ bath stuff etc per month. I'm hoping to cut this to 200 a month and once I'm at home I'm actually planning going shopping everyday Mon to Fri and spend up to £10 a day (so £50 a week).

The reason I want to go everyday is that I want to create some sort of a routine where I will walk my youngest to school, then go to Aldi and walk back, it will be about 20 to 30 minute walk and will double up as my exercise. And if I shop for one day at a time it wont be too much to carry. I'm actually very excited As for the weekends, I'm hoping to have enough bits left over from the week if you know what I mean.

I still have two and a bit weeks left at work and counting down the minutes

Poorlittletightgirl

Good luck, will be watching with interest!