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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • tantaraza
    tantaraza Posts: 72 Forumite
    For DH’s glasses, I recommend a website called Glasses Direct. Their glasses are quite affordable and constantly on BOGOF or Buy One Get 2nd Half Price deals, and they do varifocals as well. I have a strong prescription and once got four pairs of glasses (two “regular” specs and two sunglasses) for £60 plus postage by using multiple deals, which they also allow you to do. :D

    I’m not affiliated with them in any way, promise! :P but would recommend DH takes a look. If he prefers to try on his specs before purchase, he can order up to four at a time for trying on. £500 is shocking, the most expensive pair I’ve ever owned were £125 and those were designer :eek:

    I also agree with Daisy here, having the money upfront to make bulk purchases or pay a bill annually to save regular outgoings makes the world of difference, but it’s getting that money in the first place. I’m so pleased for you and the difference that this PPI will make is amazing.
  • savvyshe
    savvyshe Posts: 96 Forumite
    Part of the Furniture
    Another delurker here to congratulate you on your PPI refund.
    Just to say I have paid hundreds on glasses in past similar to your husband and last year broke my very expensive ones, Someone on here mentioned ASDA. opticians, and as I was so skint at the time I went to investigate..... £44.00!!!!!!! I nearly fell of the chair lol!!! yes!!!! with the frames and varifocal lens and coating etc. And with the frames I preferred I just took my prescription in with me. Just check at ASDA first to what they need on the note, I remember having to get opticians to print me a paper one out for some reason
    and glasses they are still going strong.Its worth a try. Good luck
    M&S 2,200.00
    Barclaycard £3840.00
  • maggiem
    maggiem Posts: 1,969 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    And another delurker here.
    What wonderful news to wake up to this morning. Very pleased for you and hoping the emergency fund will reduce the stress on you.
    Keeping my fingers crossed for good news from RBS too!
  • Willowtree222
    Willowtree222 Posts: 8,300 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    You're not going to believe this, but we're getting another PPI complaint upheld :T.

    It's from our old H@lifax mortgage. DH and I are going to get, wait for it... £3120 EACH

    :T :T :j :j :T :T :j :j :T :T :j :j :T :T :j :j :T :T :j :j :T :T :j :j :T :T :j :j :T :T :j :j :T :T :j :j :T :T :j :j :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer:.

    I'm still in a happy shocked daze :D.

    Congratulations. That is another amazing amount, and I am so happy for you. xx
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • jwil
    jwil Posts: 22,489 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That's absolutely amazing HHD, congratulations :T :T :T :T

    I was going to suggest clearing the energy as well so you can switch.

    So pleased for you :D:D:D
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • brilliant brilliant news. well done

    Thank you INOD :).
    maggiem wrote: »
    And another delurker here.
    What wonderful news to wake up to this morning. Very pleased for you and hoping the emergency fund will reduce the stress on you.
    Keeping my fingers crossed for good news from RBS too!

    Thank you Maggie :). Its' nice to hear from so many lurkers :).
    Nicnak wrote: »
    Congratulations. That is another amazing amount, and I am so happy for you. xx

    Thank you Nicnak :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • jwil wrote: »
    That's absolutely amazing HHD, congratulations :T :T :T :T

    I was going to suggest clearing the energy as well so you can switch.

    So pleased for you :D:D:D

    Thank you Jwil :). Yes it would be a sensible thing to do.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • tantaraza wrote: »
    For DH’s glasses, I recommend a website called Glasses Direct. Their glasses are quite affordable and constantly on BOGOF or Buy One Get 2nd Half Price deals, and they do varifocals as well. I have a strong prescription and once got four pairs of glasses (two “regular” specs and two sunglasses) for £60 plus postage by using multiple deals, which they also allow you to do. :D

    I’m not affiliated with them in any way, promise! :P but would recommend DH takes a look. If he prefers to try on his specs before purchase, he can order up to four at a time for trying on. £500 is shocking, the most expensive pair I’ve ever owned were £125 and those were designer :eek:

    I also agree with Daisy here, having the money upfront to make bulk purchases or pay a bill annually to save regular outgoings makes the world of difference, but it’s getting that money in the first place. I’m so pleased for you and the difference that this PPI will make is amazing.

    Thank you Tantaraza :) yes we should certainly look at that for DH's glasses.
    savvyshe wrote: »
    Another delurker here to congratulate you on your PPI refund.
    Just to say I have paid hundreds on glasses in past similar to your husband and last year broke my very expensive ones, Someone on here mentioned ASDA. opticians, and as I was so skint at the time I went to investigate..... £44.00!!!!!!! I nearly fell of the chair lol!!! yes!!!! with the frames and varifocal lens and coating etc. And with the frames I preferred I just took my prescription in with me. Just check at ASDA first to what they need on the note, I remember having to get opticians to print me a paper one out for some reason
    and glasses they are still going strong.Its worth a try. Good luck

    Thank you Savvy :). Nice to hear from you :). We'll definitely look into Asda opticians too.


    Great suggestions :T.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Fabulous news Hairy :beer::j:j:j:j:T:T:T:T
    Total weight lost 6.5/73lbs starting yet again. Afds August 10/15. /8 Sept.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 17 March 2019 at 12:22PM
    Today the sun is actually shining, I haven't seen that for a long time, and the wind has finally dropped :T.

    We've decided not to work on my business today because DH and I both feel tired. Instead I want to iron a pile of tops because I'm fed up with wearing the same ones. I've already washed and hung up some laundry to dry.

    DH also popped our to our nearest supermarket to get eccinacea tablets and some wooden clothes hangers (we both hate plastic hangers and like all our hangers to match. A bit OCD :eek:). The hangers are normally £2 for a four pack, but today they were half price so DH bought four packs, so we have sixteen wooden hangers for £4 :T.

    It's really nice having a day off, as I feel like I need one :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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