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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sussex so close SSG :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • 117pauline
    117pauline Posts: 743 Forumite
    Part of the Furniture 500 Posts
    Travelling for this type of reason is very hard and that's probably why you are apprehensive about your trip.

    I don't know about you, but I keep looking around and wondering where I got to be older so these things do happen to us. I'm sure I'm making no sense but when younger, I felt I had so much time. And do you remember hearing your parents saying time goes quicker as you get older - who knew, they were absolutely right!

    I will be thinking positive thoughts for you on your journey. I can roughly picture your route so wave to Chard if you go through it. My place of birth and where I left at 18, racing away. And where I would love to live now.

    Take care, virtual hugs for all three of you
    Pauline
    Don't get it perfect - Get it going
    Better Than Before
  • Willowtree222
    Willowtree222 Posts: 8,264 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Safe journey today xx
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • beanielou
    beanielou Posts: 96,112 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Safe travels :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 10 November 2017 at 9:19AM
    Thanks Pauline, Nicnak and beanie. I'll look out for Chard and wave at it Pauline :).

    I know what you mean Pauline. I'm 53 and don't know where the time went. I think that's why I'm so focused, because I feel like I don't have much time left to do all the things I'd like to do. We wasted so many years making debt payments instead of having holidays and building up memories.

    Now we're debt free I don't want to waste any more time. I feel really motivated to save enough money to give us a buffer and a little left over to enjoy life :).

    DH has to do a bit of work before we go, rolls eyes, so we may not leave as early as I hoped :o
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • System
    System Posts: 178,363 Community Admin
    10,000 Posts Photogenic Name Dropper
    Safe journey when you eventually leave .
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Dorastar
    Dorastar Posts: 2,175 Forumite
    Part of the Furniture 1,000 Posts
    Safe journey and have a lovely time too
    Mortgage £119,533 going down slowly
    Emergency fund £1000/£1000
    Savings for big things £9017
  • please-let-me-be-lucky
    please-let-me-be-lucky Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Safe journey.

    Memories are so important. You don’t realise how much until someone you love loses all theirs Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • jwil
    jwil Posts: 22,231 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have a good trip HHD.

    I use Tesco value toothpaste - it's fine!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Have a safe journey HHOD xx
    Mummytogirls x

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