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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
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That's an area I never dust! ha ha.
I hope you enjoy the Christmas fair. Even if you are just looking around. I love fairs. Even if I don't buy anything, I just like to see the Christmas makes and it always gives me inspiration!September 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0 -
Hope you're feeling better soon too. xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0 -
Hope the cold doesn’t develop too badly for you XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
HairyHandofDartmoor wrote: »I developed a sore throat in the night, have a bit of a runny nose and feel colder than usual, so I think I've caught the cold that was going around the school
.
We're going to the Christmas Fair at the NT place that stepdad works for this morning. We can't afford to buy anything so we'll just look around. We're going to give moral support to stepdad who is on car park duty all day. After that we'll be at home for the rest of the day and will do some work on my business.
It's not raining yet, but it fooled me that way yesterday :eek:.
Have a nice Sunday everyone.
I hope you'll be feeling better soon and the cold doesn't develop. Here's a nice hot drink :coffee:
I expect I'll show some symptoms soon too:(. I went to pick up OH's repeat prescription on Friday at the pharmacy at our GP surgery. The joint waiting room was packed with people coughing and sneezing so I sat near the door where no on else fancied sitting. Then a woman came in and sat down beside me and was coughing and sneezing more than anyone else:eek:. I tried to turn away from her by squirming in the chair but she insisted on talking to me, spluttering in my face all the while as I had to turn in her direction to be polite. She was laughing that she'd sat near the door so as not to give her germs to anyone else:rotfl:. Obviously that didn't include me. Goodness knows what I might have picked up:mad:
I'm feeling OK so far but have no idea how long colds take to develop.
I hope you have a lovely day and the weather is kind. It's drizzling here, not really a day to venture far. Nice of you to support Stepdad:beer:.0 -
Another vote for large items of washing over doors here. I now have a "Sheila Maid", a slatted airer with a pulley to raise and lower it. I hang everything with arms on hangers to maximise space but with 4 slats I can always get at least a full load on. I now have a tiny utility room with a high ceiling so it's in there.CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 0420
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I tend to drape towels and bedding over the upstairs banisters. I'd be afraid to use the tops of my doorsMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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I now have a "Sheila Maid", a slatted airer with a pulley to raise and lower it.
That sounds like the type of thing we had at home when I was a young child. It was in the kitchen which was immediately below my bedroom and I remember being terrified when I heard my Mum raising it because the pulley squeaked and the rack creaked right below me. I thought there was some sort of monster or other scary thing under my bed:eek:. She soon reassured me but if I ever heard it as I was on the verge of sleep and woke up a bit confused I was in a real state. It's the only thing I can ever recall really scaring me. Strange how the mind plays tricks isn't it?0 -
Hope you're feeling better soon too. xplease-let-me-be-lucky wrote: »Hope the cold doesn’t develop too badly for you Xxcarbootcrazy wrote: »I hope you'll be feeling better soon and the cold doesn't develop. Here's a nice hot drink :coffee:
I expect I'll show some symptoms soon too:(. I went to pick up OH's repeat prescription on Friday at the pharmacy at our GP surgery. The joint waiting room was packed with people coughing and sneezing so I sat near the door where no on else fancied sitting. Then a woman came in and sat down beside me and was coughing and sneezing more than anyone else:eek:. I tried to turn away from her by squirming in the chair but she insisted on talking to me, spluttering in my face all the while as I had to turn in her direction to be polite. She was laughing that she'd sat near the door so as not to give her germs to anyone else:rotfl:. Obviously that didn't include me. Goodness knows what I might have picked up:mad:
I'm feeling OK so far but have no idea how long colds take to develop.
I hope you have a lovely day and the weather is kind. It's drizzling here, not really a day to venture far. Nice of you to support Stepdad:beer:.
Thanks all. I'm dosing myself with hot tea and paracetamol atm.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Another vote for large items of washing over doors here. I now have a "Sheila Maid", a slatted airer with a pulley to raise and lower it. I hang everything with arms on hangers to maximise space but with 4 slats I can always get at least a full load on. I now have a tiny utility room with a high ceiling so it's in there.in_need_of_direction wrote: »I tend to drape towels and bedding over the upstairs banisters. I'd be afraid to use the tops of my doorscarbootcrazy wrote: »That sounds like the type of thing we had at home when I was a young child. It was in the kitchen which was immediately below my bedroom and I remember being terrified when I heard my Mum raising it because the pulley squeaked and the rack creaked right below me. I thought there was some sort of monster or other scary thing under my bed:eek:. She soon reassured me but if I ever heard it as I was on the verge of sleep and woke up a bit confused I was in a real state. It's the only thing I can ever recall really scaring me. Strange how the mind plays tricks isn't it?
The sheila maiden sound useful.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
We're officially the biggest tightwads in Britain :rotfl:. We didn't spend a penny at the Christmas Fair (although we used the loos a couple of times
). We got in free with our NT membership cards, took hot coffee with us in travel cups and drank it in the gardens, looked around the stalls but didn't buy a thing :T.
We had to spend £18.60 on petrol on the way there, but that will last a while and we used a petrol voucher to get a couple of quid off. On the way home we spend £5.68 on 15 eggs, tortilla wraps for DH, 4 pints pf milk and sesame bagels for DS1 (he's going to give us the money for them when he gets his next payment).
So not a NSD but all stuff we needed. There was some lovely food, drink and Christmas craft items at the Fair but nothing we needed. So we just enjoyed looking. I saw a lovely white table runner with reindeer on but I didn't buy it :A.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
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