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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • Willowtree222
    Willowtree222 Posts: 8,284 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Sorry to hear your news Hairy. It is a scary time. x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Nicnak said:
    Sorry to hear your news Hairy. It is a scary time. x
    Thank you Nicnak :). What's happening at your school? I would imagine most of your pupils would be considered vulnerable so are you staying open?
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • foxgloves
    foxgloves Posts: 12,772 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sorry to hear that, HHoD. It's a stressful situation for you & I wish it hadn't happened x
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 8.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,135 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Sorry to hear your news , would DH not be able to claim anything that the government has brought out. 
    Life is an adventure, never stop exploring.

  • Thank you Foxgloves :). I'll probably feel more cheerful tomorrow. It's just that I feel shocked and disappointed today. It all has to sink in.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 19 March 2020 at 9:57PM
    Sorry to hear your news , would DH not be able to claim anything that the government has brought out. 
    Thanks Sunshine :). I don't think so. He doesn't pay business rates as he works from home. I don't think any of the measures are helping sole traders or self employed people.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • I too am sorry about your news, HH, it's a worrying time. Just when you're beginning to get things together financially and then the totally unexpected occurs. None of us could be prepared for the scale of the effects.

    It looks like DGS may have the virus, so DD2 is in quarantine with him  In an ideal world they would both get it mildly. If that happened, they could happily visit us, she would make a tempting employee, (being in the process of interviews/application tests for a new job), and it would be 2 fewer people for us to fret about. I offered to bring anything I could leave outside the door, including a plague sign - she loved that idea !!!
  • Thank you Elizabeth :). Yes things were finally looking up for us financially and then this happens. We've survived a lot of bad times so hopefully we can survive this too.

    Oh dear I hope DGS will be okay. Children do tend to suffer milder symptoms than adults so that is encouraging.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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