Turning off the tap

Teacher2

We have just had this decision made for us by my OH being made redundant at 61 when he was going to do part of the week until our state pensions kick in in five years' time. We have planned for the worst for years, have little in the way of debt and live frugal lives. Yet we live in a very expensive part of the country and our outgoings are high. We shall see how it goes.

The conundrum is that when you are working you have money and no time and when you are retired you have the time without the money to enjoy it.

Terron

Teacher2 wrote: »

The conundrum is that when you are working you have money and no time and when you are retired you have the time without the money to enjoy it.

That has not been my experience.
It is true that I only paid for 1 night in a hotel on holiday since I lost my job 4 years ago, but I have found cheap ways to enjoy my time.
Luckily when my private pensions start in 18 months I will have both.