Cannot make decision on pension

Terron

dunstonh wrote: »

If you have decided where you fit on the risk scale, its usually best to invest within your risk tolerance. Not invest in funds above it. one of the funds you have listed is a couple of notches higher up that scale.

Going slightly off topic, I prefer a mixture. A low risk base in case of disaster and a higher risk part on top of that. Assigning a single level of risk tolerance to me bever seems to fit.

Alexland

But historically according to the Vanguard asset mixer the best returns come from taking a moderately high risk due to the benefits of rebalancing between asset classes.