We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Cannot make decision on pension
Comments
-
If you have decided where you fit on the risk scale, its usually best to invest within your risk tolerance. Not invest in funds above it. one of the funds you have listed is a couple of notches higher up that scale.
Going slightly off topic, I prefer a mixture. A low risk base in case of disaster and a higher risk part on top of that. Assigning a single level of risk tolerance to me bever seems to fit.0 -
But historically according to the Vanguard asset mixer the best returns come from taking a moderately high risk due to the benefits of rebalancing between asset classes.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.8K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards