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Mortgage for near prime
rayday2
Posts: 3,960 Forumite
Not sure anyone will be able to help here but I have just pulled the plug on a mortgage deal we were going through. We were going through a company called mortgage bug who were going with mortgages plc, we were classed as near prime and it was a remortgage.
The last sticking point of two months of going back and forward was my identity, I don't drive or have a passport. The inland revenue do not give out coding notices anymore, I do not have a work badge what I did have was a marriage licence, divorce papers from a court, P60's, birth certificate, child benefit notice that is annual and dated around March, child tax credit award notices and various utilty suppliers.
So how can I get a mortgage the bloke at mortgage bug was not happy when I requested my £500 fee back and said no one would give me a mortgage how can I get any further, we are not self certing our wages are fine, the house value is fine. DOes anyone know where I can turn I am really upset about this.
The last sticking point of two months of going back and forward was my identity, I don't drive or have a passport. The inland revenue do not give out coding notices anymore, I do not have a work badge what I did have was a marriage licence, divorce papers from a court, P60's, birth certificate, child benefit notice that is annual and dated around March, child tax credit award notices and various utilty suppliers.
So how can I get a mortgage the bloke at mortgage bug was not happy when I requested my £500 fee back and said no one would give me a mortgage how can I get any further, we are not self certing our wages are fine, the house value is fine. DOes anyone know where I can turn I am really upset about this.
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Comments
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So sorry so upset posted in wrong place will set up in correct one very sorry!0
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