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savings, pension, season ticket loan and affordability
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I've also decided for now - unless a broker can convince me otherwise :rotfl: - that Barclays is my preferred lender for the re-mortgage. They have good fix 5-yr rates, ability to overpay and low-ish variable rate, so I hope they'll have my mortgage. Problem is, they appear not to take into account annual bonuses at all, unless they are over £10,000? That doesn't make sense at all to me, why in the world would they do that?
So many questions and variables, I hope you do in fact have a broker? Sounds to me like it would be money well spent...Feb 2008, 20year lifetime tracker with "Sproggit and Sylvester"... 0.14% + base for 2 years, then 0.99% + base for life of mortgage...base was 5.5% in 2008...but not for long. Credit to my mortgage broker0
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