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Help please, I am stuck and lost with DRO
ukman2012
Posts: 17 Forumite
In 2015, had an approved DRO, all my debt was listed. On tying to make sure that i do not fall back into the trap, I decided to do a credit check.
On that credit check I notice that the DRO is active as it should be but listed in the public information is two CCJs included in the DRO still on file.
This CCJ's were taken out by an old commercial landlord who fraudulantly signed my signature but could prove much as was in hospital at the time of the judgment which was then pass in his favour.
Moving forward, I've contacted the two courts who the CCJ are recorded with only to be told that for those CCJ to be marked at satisfied on my Credit file the landlord/Claimant must be the one to contact the courts to remove.
The Landlord was contacted by myself when the DRO was first approved in 2015 and I am not sure how or if the DRO department contacts the debt people also.
But the matter remains that the landlord continue to ignore my approved DRO, thus CCJ's are still active on my credit file.
Need help, how does one move forward?
Many thanks in advance.
On that credit check I notice that the DRO is active as it should be but listed in the public information is two CCJs included in the DRO still on file.
This CCJ's were taken out by an old commercial landlord who fraudulantly signed my signature but could prove much as was in hospital at the time of the judgment which was then pass in his favour.
Moving forward, I've contacted the two courts who the CCJ are recorded with only to be told that for those CCJ to be marked at satisfied on my Credit file the landlord/Claimant must be the one to contact the courts to remove.
The Landlord was contacted by myself when the DRO was first approved in 2015 and I am not sure how or if the DRO department contacts the debt people also.
But the matter remains that the landlord continue to ignore my approved DRO, thus CCJ's are still active on my credit file.
Need help, how does one move forward?
Many thanks in advance.
0
Comments
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Hi Ukman2012 and welcome to MSE,
In a situation like this I think it is unlikely the ex landlord will make any calls to the court on your behalf, so it would be better to approach Experian and ask them to amend the information recorded. Experian should do this for you as they can clearly see the DRO on your credit history. Any issues and you could escalate the matter to the Information Commissioners Office.
Laura
@natdebtlineWe work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps0 -
Thank you, will give it a try.0
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You respond after 3 years ?That must be a record!!I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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