PRA Group

Mark_hall

Hi, I received a letter from this company saying I owed them £2177.00 dated 2003, I've never heard of them and do not want to pay.
I've read on here about statute barred, which sounds like something I should do, I found this letter to send it.
My question is, should I contact them to ask what this is for, and when was the last date I paid it. And send it by letter.
If they have no proof of a payment, or even a payment which is more 6 years ago, I can then send my letter. Thanks

[Deleted User]

It makes sense that you haven't heard of them. Lenders/DCAs often trade under several different names.

The idea of these letters is to scare you into paying - whether they're legit or not. So don't just palm it off because you haven't heard of them. Make sure that you definitely don't owe any money.

National_Debtline

Hi Mark

You could either send the prove it letter (find it in the sticky at the top of the board) or the statute barred letter. Either way it puts the onus on this company to either prove it is your debt or prove it is not statute barred. There’s no need for you to ask them for dates and payments, it will just create extra work for you.

Susie
@natdebtline