We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

First Direct Mortgage - Agreement in principal.

N20Y1D
N20Y1D Posts: 2,061 Forumite
Part of the Furniture Combo Breaker
in Mortgages & endowments
Called FD last night and got an agreement in principal.

Thing is i have pet insurance and home insurance to renew within next couple of weeks.

If i take out new policies I assume they'd do credit history searches just wondering would this have an impact on my mortgage application?

Have also got 3 mobile contracts to sort but these can wait.
TESCO EVERY LITTLE change to the t&cs HELPS

Comments

  • Rich2808
    Rich2808 Posts: 1,484 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Home insurance and pet insurance policies wont appear on your credit record - assuming you pay for them up front.

    And I think mortgage lenders are quite keen on their customers having home insurance - so it shouldn't be an issue at all.

    As for your pets - as long as you can afford to keep them and pay your mortgage that is fine as well.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture