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Low credit history
SonyaC
Posts: 3 Newbie
How hard is it likely to be to get a mortgage with no credit history?
0
Comments
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With no other information to work from, this assumes a high loan to value and short/address and employment history
With some lenders you will not be accepted. With others you will be fine.
Non-scoring lenders would be a sensible option. More sensible would be putting all three versions of your credit file in front of a decent independent broker.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
Are you on the electoral roll for 3 years minimum continuously?
Have you had any credit? A mobile phone, buy now may later.
Get yourself a credit builder card. Use it every month and pay off in full.0
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