Rejected by all loan companies

Justina1996

I need 50 pounds emergency cash and i tried to borrow from small payday loan companies but my application got declined. I'm fully employed and the largest amount I borrowed was 100 pounds from quickquid and I'm still giving them the amount every month. I can't ask family or friends because they are struggling themselves. Is there any hope to get those little money until my payday or should I just forget it sorry I'm writing this nearly crying, hopefully someone will reply

molerat

The problem you have is trying to get another payday loan whilst still paying one off. You need to get across to the DFW board, many posters on there who can help with suggestions, and stop applying for more loans.

DCFC79

Why are you after a small amount ?

Will the same happen next month ?

marliepanda

What do you need it for? is there a way to work around it (ie if its for food, what do you have in the cupboards already etc)

Failing that, what do you have to sell that will sell quickly?

[Deleted User]

Go and pawn something or speak to your employer.
Not unheard of things, but things I'd sooner be doing then keep trying something which isn't going to work. An phone unused got around £30 in one of the national high street stores one time.

If you work for a large company, an employee line might be able to help with debt counselling as you are feeling so bad.

Fortunately I'm a temp and so have to put money away because I know one day my employment shall end, it's actually really helping getting the right mind set.

System

Sell something. You're posting on the forum, are you using a computer or tablet? Sell that.

TrustyOven

Tarambor wrote: »

Sell something. You're posting on the forum, are you using a computer or tablet? Sell that.

Then how will they get additional feedback / help?

I mean, they are wearing clothes. Maybe they should sell that too?

Surely there'd be better things to sell?

Arleen

TrustyOven wrote: »

Then how will they get additional feedback / help?

I mean, they are wearing clothes. Maybe they should sell that too?

Surely there'd be better things to sell?

There always is cheaper phone tablet available unless you are already on some 3-yo panda.

BrassicWoman

what's the emergency?

have you tried
- foodbank?
- crisis loan?
- cash 4 clothes
- pawn shop
- sell tv or similar via facebook
- check nectar and boots cards for points

We generally advise against posters helping people out directly as we have no way of knowing if you are genuine or a scammer I am afraid; but we can usually find helpful suggestions if we knw wat you need the cash for!

stevenhp1987

TrustyOven wrote: »

Then how will they get additional feedback / help?

I mean, they are wearing clothes. Maybe they should sell that too?

Surely there'd be better things to sell?

If they are using an iPad, they can sell it and buy a cheap £30 tablet?

Ways to "make" money and still allow access to the Internet!

Richey_

When you say you are giving Quickquid money every month, for how many months?
Reason why I ask this is that Quickquid only lend for s maximum of three months unless you speak to them and come to a separate arrangement. If you do and it changes the contractual terms you initially signed up for and it is likely they will register a default on the credit agency websites. A recent default will be a complete no for near enough any loan company for the time being. Did you miss or were you late with any payments? Also having a payday loan on your recent credit history may put off more manstream lenders from lending to you.

What is the money for?
If you got the money could you actually afford to repay it with interest next month and not need to borrow more money? Otherwise it becomes a monthly cycle.
It may be worth completing a SOA and list your incoming and outgoing monies to have a true reflection and see if you can save money at all to repay some of this debt.