Car finance handing me a loan on a plate....

loskie

YorkshireBoy wrote: »

The car finance provider will repossess the car if you default/fall behind with payments.

What will the credit card company repossess if you fall behind with your payments?

In other words, you're not comparing like with like. One is 'secured' lending, whereas the other is 'unsecured' lending.

You forgot to add that the car will also be being sold at an inflated price as these dealers target the desperate. Car likely to be of poorer quality too.

AndyPix

loskie wrote: »

You forgot to add that the car will also be being sold at an inflated price as these dealers target the desperate. Car likely to be of poorer quality too.

See above .. OP can use any dealer