State pension for surviving spouse

Superstar69

Hello,

My understanding is that our state pension goes with us when we pass away.

I would like to know if there is a way within the State Pension system, to make provision for my spouse in the eventuality that I am the first to "go".

Is there a possibility to pay more NI to guarantee a part of our SP for a surviving spouse?

Thank your for your inputs on this.

bigadaj

Pay NI for your partner, contribute to a private pension for your OH, life insurance?

xylophone

https://www.gov.uk/new-state-pension/inheriting-or-increasing-state-pension-from-a-spouse-or-civil-partner

You and your spouse come under the new state pension rules - see above.

It appears from your previous posts that you do not have a "protected payment".

Has your spouse obtained a new state pension forecast?

Superstar69

Thanks for your reply and the link.
Unfortunately we do not fall under the protected payment system. I am aware that the new
State Pension is based solely under our own NI contribution and will go once we are gone.

I was just wondering if it is possible to "insure" our SP for a surviving spouse by paying something extra. Does the law provide for the eventuality?

Thanks

Silvertabby

I was just wondering if it is possible to "insure" our SP for a surviving spouse by paying something extra. Does the law provide for the eventuality?

No.

Pay NI for your partner, contribute to a private pension for your OH, life insurance? Posted by bigadaj

As above.

Superstar69

Thank you all for your input.