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Things are looking up
regret70
Posts: 216 Forumite
Hello,
I'm a bit of a lurker on these boards, but they helped me in a time when everything seemed so bleak and I am so grateful for that. Just reading through my old posts makes me realise how tough it was and what a stupid person I'd been.
Anyway. I've been in my dmp since 2011, I have paid off about £24000 in debt since then and I now have only got 12 months left on my dmp! There is a light at the end of the tunnel.
I've checked my credit report and it isn't as bad as I thought, the defaults are starting to drop off so there's hope that in a few years time I'll be able to move house, something I never thought would happen.
Thankyou from the bottom of my heart for all your advice xxx
I'm a bit of a lurker on these boards, but they helped me in a time when everything seemed so bleak and I am so grateful for that. Just reading through my old posts makes me realise how tough it was and what a stupid person I'd been.
Anyway. I've been in my dmp since 2011, I have paid off about £24000 in debt since then and I now have only got 12 months left on my dmp! There is a light at the end of the tunnel.
I've checked my credit report and it isn't as bad as I thought, the defaults are starting to drop off so there's hope that in a few years time I'll be able to move house, something I never thought would happen.
Thankyou from the bottom of my heart for all your advice xxx
LBM- may2010:A
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Comments
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Hi regret
That is great news hopefully the last wee 12 months will fly by for , well done and keep it going
Max0 -
Well done, 1 year will fly byNo.79 save £12k in 2020. Total end May £11610
Annual target £240000 -
Six years is a long haul, well done. You must be so glad the end is in sight.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Glad things are looking up for youPaid off the last of my unsecured debts in 2016. Then saved up and bought a property. Current aim is to pay off my mortgage as early as possible. Currently over paying every month. Mortgage due to be paid off in 2036 hoping to get it paid off much earlier. Set up my own bespoke spreadsheet to manage my money.0
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Well done on what you have paid off so far! I'm sure the next 12 months will go quickly.
TMDSealed Pot Challenge #0160 -
Great to hear! :T0
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Wow well done! Onwards and upwards for you! :beer:Total Debt:
Dec 2015: £20,090.87
Dec 2016: £16,320.850
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