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New but not new - Year 1 of 5!

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  • Hello, glad to have found your diary as you were kind enough to comment on mine.
    I've subscribed and will be happy to cheer you on. We look to be on similar paths :T
    Take care of the here and now and the future will be taken care of.
  • benbenandme
    benbenandme Posts: 12,359 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Have you discovered Shopmium yet? I remember when I found it thinking "ooh, H**** would like have likes this back in the day" :D Let me know if you want a referral code, useful for storing treats up for ds/dd ;)
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1263
  • Nope, not discovered it yet but have seen it mentioned.in diaries so, yes please, let me have a referral code and I'll look into it!
  • benbenandme
    benbenandme Posts: 12,359 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    My referral code is ACMUMGUE - anyone can use it :)

    When you join up you get a free box of Cornettos, it's really simple to use and often has freebie items on there, you just buy it, scan your receipt via the app on your phone and they refund you in a day or two, it's great :D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1263
  • Thank you! I'll be doing that tomorrow. So glad I came back to MSE....I mean, free ice cream....what's not to love!!

    In other news, I have a small pay rise from the beginning of September. Half will go into my general housekeeping account to cover increases in bills but I've increased my monthly sharesave plan by a little bit too. It forms part of my "offset" pot which will be used to pay the balance of the mortgage off at the end of the 5 year fixed term.
  • Forget doing it tomorrow....I've signed up thia evening. No time like the present! Thank you for the nudge x
  • Welcome back - think I have worked out who you 'used' to be :j Used to follow you - think there may have been some skiing involved??
    Stressed xxx
    Hoping to stick to the challenge this year!!
    Make £5 a day for 366 started Dec 2019
    YTD £ £ 78.23/£1£1,825
    Cash - £ 48.23 Vouchers - £ 30

    Wombling into 2020 £38.78
  • Skiing is still very much part of life. DD has spent the last 3 winters working in Switzerland and DS still races. All my previous efforts were not in vain. :T And OH, who had never skied before we met, has become addicted too. :j

    Now, if only I didn't have a fractured hip, lol!! :rotfl:
  • pinkypig
    pinkypig Posts: 1,814 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    De-lurking:D

    You are on a roll! Subscribed!

    PP x
    Original mortgage £112,000 . Final payment due August 2027.
    Mortgage neutral achieved August 2020 - 7 years early!!!
  • Thanks, pinkypig! I'm definitely on a roll.....about time, though!!
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