Unadopted road

Robinhood

I am looking to buy a house and it has come to light that the road is not adopted. The house is 11 years old and the vendors have had it from new. There was a retention of £2.5k when they bought it. There is no section 38 in place.
The vendors have stated that they are not prepared to fund any part of an increased retention. This leaves a couple of questions in my mind?
Would it be normal to reconsider the offer in this scenario? Could an indemnity policy be taken out to cover the matter?

What is the norm in this kind of scenario?

Rambosmum

We bought one. No indemnity and no retention. We bought it in knowledge that it was unadopted, that we may need to pay up keep costs and factored this in to the offer.


I thin it would depend for me on:


- how much upkeep have the previous owners had to pay,
- how many houses on the street
- is it a through road or a cul de sac (e.g. how much use does the road get).

Robinhood

Did you have a mortgage? Reason for asking is doesn't the mortgage company have a say in it?