September supersave challenge

thoragunnr

about the challengeThis challenge is about choosing 15 things to do each month that would save money. Each task from the list count as 1 point and you have no limit on how many times you can do the tasks...just try your best to do at least each task once.


guidelines

• This challenge Runs from 1st September - 31st September
• Post daily / weekly with your point amounts
• Keep count how many tasks you do during the month
• There isn't a limit to how many times you can do the tasks
• You can include other challenges here
• This isn't a race and we don't accept the term “failiure”

to join

• look at the master task list and choose 15 / add your own if missing and post it for us to see.
• Each time you do one or some of the tasks, be sure to post what you did and when so we can add points

member list
001. ThoraGunnr

thoragunnr

This list has the things you can do in the month to save money each month. Create your 15 list.

1. take your bags when shopping
2. take your own lunch & bottle to work
3. buy in bulk or buy multipacks
4. don't be brand loyal!
5. use loyalty cards where possible. keep receipts if you forget so you can add points later
6. top up cards such as Starbucks for the month and only use that card to buy items. once that money is gone you'll have to wait until next month
7. put 1%-10% of wages away Each pay check
8. Create a no spend day goal for the month.
9. another way to save money is to put £1-£5 away in savings for each no spend day you manage
10. find free ways to watch tv/films or to listen to music
11. use coupons or coupons sites
12. meal plan, even just for 5-7 days and not actually the days of when to have those meals
13. list unwanted items on EBay, Shpock ext...
14. use survey sites
15. Use the envelope system
16. putmoney intoyour savings first before anything
17. give yourself a spending allowance each week or month and once that money is gone, no more until next pay day
18. have a no spend weekend or a spend free weekend / nights
19. Cancel services you do not use
20. Keep a change jar
21. Create a budget for each month
22. Keep an expense log
23. Pay with cash only
24. Limit take-outs and fast food chains
25. Walk/bike/carpool to work or buy cheaper tickets
26. Don’t buy branded clothes or only buy branded and non-branded clothes in sales
27. Go on a clothes shopping freeze monthly/for a
28. certain amount of time
29. Attend free events in the city
30. ONLY use free-to-use ATMs
31. Make a shopping list & stick to it!
    
    
    
    
    
    From members
    submitted by tealady
32. For drivers try to walk a journey if less than a mile.
33. Try to agree with at least one person to not exchange birthday presents (saved myself a bit there)
    submitted by determined new ms
    
34. zero food waste
35. check through fridge daily
36. have 1 week where no groceries are brought apart from milk, bread & fruit
37. Go through larder/freezer and put a use it up box together
38. 1 day a week no car use
39. exercise for free

list will be continued soon...more to add. Feel free to add your ideas by leaving them below

tealady

For drivers try to walk a journey if less than a mile.
Try to agree with at least one person to not exchange birthday presents (saved myself a bit there)
Find at least one thing to sell.
HTH

determined_new_ms

Hi I like the idea of this But it's going to take me a while to think up 15, as a lot of the things you have put down I do already on a daily/routine basis.

I'll start my list and add to it as they come to me!

1. list 5 things on ebay
2. zero food waste
3. check through fridge daily to be able to achieve 2!
4. have 1 week where no groceries are brought apart from milk, bread & fruit
5. Go through larder/freezer and put a use it up box together
6. 1 day a week no car use
7. exercise for free
8. 10 NSDs
9. look at new mobile contract - last year I got it for £10.80pcm. Can I get it for less???
10. daily onepoll
11. keep spending diary for 30 days - I always start off with good intentions....
12. £250 into savings - this is more than 25% of my income!
13. Use slow cooker - saving time & money
14. check tyre pressure weekly
15. Do tax return

that's all I can think of right now! Will add to the list

Phew managed to get to 15

thoragunnr

Welcome to the challenge ,
determined new ms! That's fine you have a few days to do the list. I'm in the middle of adding more stuff to the list but I'm away from home when I set this challenge up again .I hope you don't mind but I added your list to the ideas list too.

Good luck