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Lowell portfolio 1?? Help!
Nat9012
Posts: 3 Newbie
Hi all,
I received a letter from lowell portfolio 1 today it says i am a customer of theirs....... the address they refer to in the letter i moved out of in 2009, they dont say how much or where the debt is from, i have an idea but havent had any correspondence with them in over 7 years. Is statute barred something I could be covered by? I've read this company is awful to deal with!
Any advice would be fantastic. Thanks in advance.
I received a letter from lowell portfolio 1 today it says i am a customer of theirs....... the address they refer to in the letter i moved out of in 2009, they dont say how much or where the debt is from, i have an idea but havent had any correspondence with them in over 7 years. Is statute barred something I could be covered by? I've read this company is awful to deal with!
Any advice would be fantastic. Thanks in advance.
0
Comments
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Hi,
No. not awful at all, as long as you dont ignore them.
You should first respond with the "provit letter" which does what it says on the tin, gets you the proof of liability.
Available here :
https://forums.moneysavingexpert.com/discussion/2607247
once you have a reply you can determine if its SB or not.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
By the sound of it, it is either your debt and statute barred or it is the debt of someone who lived there after you did.
Did they not give any clue what sort of debt it was?0 -
It doesnt give any details at all, thats why im skeptical. Im worried it could be some kind of scam. Ive checked my credit record and theres nothing showing up on there either. Just want to be prepared and know my rights so as not to be taken for a ride.0
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It doesnt give any details at all, thats why im skeptical. Im worried it could be some kind of scam. Ive checked my credit record and theres nothing showing up on there either. Just want to be prepared and know my rights so as not to be taken for a ride.
What address and phone number does it give for Lowell ?
Post them up and i`ll tell you if its genuine or not.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
The address given is PO box 1411, Northampton, NN2 1BQ and the phone number is 033355659870
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Yea details are genuine, advice above still stands.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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