v12 loans

Chrysalis

So I did an order with a retailer, and thought I would move it to buy now pay later for year with fixed £40 fee on v12.

The order value is about £900

So I filled in the application and got referred which surprised me as I am not used to not been just accepted for credit now days, no big deal as I have other means to pay, other than a record on my file for credit which I may not get, however, 30 mins later I get a new email saying I have been approved for 3 loans of £300 which have no interest providing they paid within 3 months, the APR is exactly the same, the only difference is because its 3 loans I would have 3 sets of the £40 to pay. Is this a common tactic with this company, seems really odd, I doubt its been manually sent given its 2 in the morning as well.

Is a blessing in disguise anyway as I have just realised I probably should just dump it on my tesco card for clubcard points. Plus save the £40 fee.

[Deleted User]

Chrysalis wrote: »

So I did an order with a retailer...

The first part of your post seems to have gone missing.

Why did you do this order?

Chrysalis

I paid directly instead and cancelled the v12 finance option.

There was no first part of the post, but this is follow up information in case people are curious.