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Progressing a CCJ set aside

Slybee
Posts: 2 Newbie
Hello all , this is my first post in the group.
I'm just looking for a little pointer in the right direction, any help or advice would be great.
I had a CCJ made against me, very unlawfully by a membership management of a gym.
They were taking membership payments from me and at some point decided to take 2x lots for a number of months.
I claimed them back with an indemnity claim from the bank and left the club pretty promptly however i was refused credit on a loan recently which surprised me as my credit score is usually high.
They've given me a CCJ for basically taking my own money back.
I have statements of the double payments and i also have a letter dated from feb2017 from them, to my new address but for some reason the CCJ was sent to my old address in May 2017. Perhaps this is so that I cannot defend myself.
Anyway I received a General form of judgement or order from Blackpool court, It tells me that i have to file and serve a fully pleaded defence within 14 days.
What does this mean and who do i serve it to? The court and the company involved ? Im pretty confused and the 14 day timescale means i need to get my act together or risk missing the deadline, im 5 days in now and cant seem to find a finger in the right direction.
Thanks guys.
I'm just looking for a little pointer in the right direction, any help or advice would be great.
I had a CCJ made against me, very unlawfully by a membership management of a gym.
They were taking membership payments from me and at some point decided to take 2x lots for a number of months.
I claimed them back with an indemnity claim from the bank and left the club pretty promptly however i was refused credit on a loan recently which surprised me as my credit score is usually high.
They've given me a CCJ for basically taking my own money back.
I have statements of the double payments and i also have a letter dated from feb2017 from them, to my new address but for some reason the CCJ was sent to my old address in May 2017. Perhaps this is so that I cannot defend myself.
Anyway I received a General form of judgement or order from Blackpool court, It tells me that i have to file and serve a fully pleaded defence within 14 days.
What does this mean and who do i serve it to? The court and the company involved ? Im pretty confused and the 14 day timescale means i need to get my act together or risk missing the deadline, im 5 days in now and cant seem to find a finger in the right direction.
Thanks guys.
0
Comments
-
Hi,
How much is the debt for ?
As a set-aside costs £255,00 !!
You should post on Legal Beagles for advice on how to deal with this :
http://legalbeagles.info/forums/forumdisplay.php?105-Received-a-Court-ClaimI’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
The debt is £360, I applied for help with the set aside fees and they were granted.
Also the set aside has been accepted, possibly because my grounds were so strong.
I missed that point in the OP
Its just the 'file and serve fully pleaded defence' that's confusing me in the courts response.0 -
The debt is £360, I applied for help with the set aside fees and they were granted.
Also the set aside has been accepted, possibly because my grounds were so strong.
Its just the 'file and serve fully pleaded defence' that's confusing me in the courts response.
Ok, well thats good news for you.
Legal Beagles will be able to help with your defense, use the link above.
You need to file a defense and send it back to the court within the time scale.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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