We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Progressing a CCJ set aside

Hello all , this is my first post in the group.
I'm just looking for a little pointer in the right direction, any help or advice would be great.

I had a CCJ made against me, very unlawfully by a membership management of a gym.
They were taking membership payments from me and at some point decided to take 2x lots for a number of months.
I claimed them back with an indemnity claim from the bank and left the club pretty promptly however i was refused credit on a loan recently which surprised me as my credit score is usually high.
They've given me a CCJ for basically taking my own money back.
I have statements of the double payments and i also have a letter dated from feb2017 from them, to my new address but for some reason the CCJ was sent to my old address in May 2017. Perhaps this is so that I cannot defend myself.

Anyway I received a General form of judgement or order from Blackpool court, It tells me that i have to file and serve a fully pleaded defence within 14 days.
What does this mean and who do i serve it to? The court and the company involved ? Im pretty confused and the 14 day timescale means i need to get my act together or risk missing the deadline, im 5 days in now and cant seem to find a finger in the right direction.

Thanks guys.

Comments

This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.