Application for Stay to be lifted

delirious

I had a court claim back in 2015 for a debt that Cabot had purchased and after seeking advice from StepChange and entering their token payment plan, a repayment of £1 per month was agreed.

I had a letter some time ago from Cabot stating that I was in arrears but I just thought StepChange were dealing with it so stupidly ignored it.

It turns out that after 12 months, StepChange cancel the token payment plans and nobody from StepChange informed me and so none of my creditors have been paid since the token payment plan ended.

I'm going to spend tonight writing to all the creators and asking for up to date balances and offering the same token payment plan, but I've had a letter from Dryden Fairfax solicitors on behalf of Cabot showing that they have applied to court for the stay that was applied to their court claim to be lifted and a judgement made against me.

The application they've sent to the court (presumably) asks for this to be done without a hearing, and asks for immediate payment.

I have tried to ring Dryden Fairfax but got put through to a different department due to high call volumes, so they gave me an email address to use to contact the right department as I didn't want o give them my phone number.

Other than the above, is there anything I can do? Can I write to the court, referencing the claim and say I cannot afford an immediate payment and could they consider a payment arrangement?

Or is it solely the decision of Cabot/their solicitors?

Thanks in advance

sourcrates

Have you received a claim form ?

Part of the court paperwork includes an income/expenditure sheet where I believe you enter your offer of payment.

Even if they gain judgement against you, you can still change the payment amount by asking for a redetermination or by making an application to pay in instalments.

delirious

sourcrates wrote: »

Have you received a claim form ?

Part of the court paperwork includes an income/expenditure sheet where I believe you enter your offer of payment.

Even if they gain judgement against you, you can still change the payment amount by asking for a redetermination or by making an application to pay in instalments.

I had a claim form back on 2015 and looking on my credit file, I think they already have a judgement against me so unsure why they're applying for a judgement against me.

The only form I've redefined recently is the draft order for the stay to be lifted and the application for judgement to be entered. They've asked for this to be done with a) no hearing b) no notification and c) for full immediate payment.