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Template letter to enable assessment of account

musashi10
Posts: 454 Forumite


Hi,
I recently received a letter about an old debt, 4 years old.
They've written lots of threats and stuff in the letters.
Is there a letter I can write to them to by some time just two weeks, so I can access the debt? I just want to make sure I have all the facts correct and documents before I decide to pay off this debt.
Thanks
Regards
I recently received a letter about an old debt, 4 years old.
They've written lots of threats and stuff in the letters.
Is there a letter I can write to them to by some time just two weeks, so I can access the debt? I just want to make sure I have all the facts correct and documents before I decide to pay off this debt.
Thanks
Regards
0
Comments
-
Hi,
You should send them the "provit letter".
A company demanding payment of a debt must provide proof of liability when asked to do so, its up to them to prove you owe this money, not up to you to prove you dont.
Template letter to send them can be found here :
https://forums.moneysavingexpert.com/discussion/2607247I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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