IFA needed to transfer small pension pot!!!

jamesd

This post has a list of providers that might help with finding one to take the money if you choose to proceed with a transfer. The pot size is too small for most to take unless you're an existing customer but you can deal with that if necessary by paying in money, doing the transfer then transferring onwards, including the newly deposited money.

Given your age and apparent investment inclinations I suggest that you take the time to learn more about VCT investing. I generally suggest the Albion VCT for newcomers because it's quite boring, effectively letting you defer part of your income for five years to avoid paying tax on it, while also getting the VCT investment returns.

With a VCT you can get 30% of the purchase price back from HMRC for the tax year of investment, capped at the income tax otherwise due. After five years you can sell. In effect at your age you can accumulate a pot of money in VCTs and continually recycle it after the first five years to keep your ongoing income roughly free of tax while making the VCT investment returns.