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Any decent stake holder pensions out there?

vulcangascompany
vulcangascompany Posts: 68 Forumite
in Pensions, annuities & retirement planning
Hi, I'm 35 and self employed and have never had a pension. I have decided this is the year I HAVE to start..

I'm interested in a stake holder pension but am struggling to compare one with another, does anyone know whether the Which guide is whether paying for? Is there any comparison site available..Any help would be great..

Thanks for any help

Comments

  • dunstonh
    dunstonh Posts: 121,095 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Stakeholders are much the same with most of the providers. The defined terms see to that. They are generally perceived as the low budget options with basic investment funds. They provide simple and basic for those that dont want best but complicated.

    Avoid the supermarket own brands and Virgin.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • EdInvestor
    EdInvestor Posts: 15,749 Forumite
    The pension is only a tax wrapper.It's the funds offered within it that are importnat.If there is no company contribution you may be better off to choose a stocks and shares ISA , much more flexible.:)
    Trying to keep it simple...;)
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