Possible letter when threatened with court action

fatbelly

missmarra wrote: »

They have sent me a court claim form not a threat letter.

Then pop over to

http://www.legalbeagles.info/forums/forumdisplay.php?105-Received-a-Court-Claim

for help in responding to it

You confused us a bit by posting on a 'threat letter' thread. You need to play things by the book now, work to the court's timescales and stop emailing or phoning the claimant.

Narkynewt

sourcrates wrote: »

I`m a little confused as to why its not currently on your credit file, does it appear in the "closed accounts" section, sometimes payday lenders just close bad debt accounts and stop reporting on them altogether.

However contact with the DCA is likely to re-light this fire.

You didn't answer Fatbellys question previously, what letter exactly have you received, is it a letter threatening court action, or an actual claim form ?

It was a claim form, I have sent them a template of a letter I found on here asking them to provide me with the original loan forms and they have put my account on hold and said they will get back to me In due course. I have read replies from people on this forum 8-10 weeks later saying they still haven't replied so am feeling much happier today!

Thanks for replying

Narkynewt

fatbelly wrote: »

Then pop over to

http://www.legalbeagles.info/forums/forumdisplay.php?105-Received-a-Court-Claim

for help in responding to it

You confused us a bit by posting on a 'threat letter' thread. You need to play things by the book now, work to the court's timescales and stop emailing or phoning the claimant.

Thank you I have done it online and am disputing based on the fact that I don't think they have the original forms. I don't remember how much I borrowed and motormile have already had to wipe out millions so I will hopefully be added to that amount!