bought my car nd have some left over .. yay !

mumofthetwins

hi guys ..
im so chuffed .. ive been tackling the cc debt for a couple of month but I knew that this month my car was on its way out, so ive been saving like crazy ..
well yesterday I managed to get a spanking immaculate Volvo v50 09 plate with low millage, pay the change in insurance and pay for my first years road tax up front .. AND I also had an extra few hundred left over to throw at the card .. whoop !
little bit haggling and im one happy bedt buster


so that's it back onto the clearing the cards ..


im soo chuffed I came on this group .. im normally an old styler and have never really tried to clear the debt, but after the advice on her regarding not getting additional borrowing to clear my cards, I have now managed to get a new car (well new for me) clear 4 cards and im on target to clear somemore .. all without taking extra money against my house.


I owe you guys one MASSIVE THANKS X
off to check bank and make PAD .. yay


Lisa x

StopIt

Nicely done!


Avoiding extra secured debt of course means that not only have you tackled your debts, bought a shiny car, you've also made your total DFD and MFD sooner than it would've been.


I'd say to do some doughnuts in your Volvo to celebrate but:


1: It's a Volvo, so that may not work
2: It's not exactly a MSE thing to do to burn the tyres and cost you a load of money.


Just imagine them instead!

engineer_amy

Congratulations. Health to drive in your new motor!
and well done on the haggling!

mumofthetwins

Thanks Guys ..
yeah my dad has been trying to get me to buy a Volvo for ages but I just couldn't .. im still in my 30s lol but with 2nd job I need to carry loads of stuff about and gotta say im mightly impressed at the minute the spec is fab and its driving great .. yay !


im soooo glad I came on here in may .. it really has been a life changer .. im sleeping better as im not as stressed about debt and in turn the boys are happier as im not as ratty any more (there words lol)


Lisa x

Debtslayer

Yeah well done:jo

You should be really chuffed with yourself! Debt busting, saving and haggling :money:

Debtslayer

Now you have shiny new car have you called cc's to see if any will offer you 0% deals??
Yeap I'm nagging, hate to see greedy banks getting more money than they have to

mumofthetwins

Debtslayer wrote: »

Yeah well done:jo

You should be really chuffed with yourself! Debt busting, saving and haggling :money:

thanks I am .. im so proud (sounds really sad) around 5 years ago I was aright mess when hubbie left, didn't have a clue about money, confidence shot and just about managing for my kids .. once ive cleared this debt ill feel like someone the boys can be proud of


Lisa x

StopIt

mumofthetwins wrote: »

thanks I am .. im so proud (sounds really sad) around 5 years ago I was aright mess when hubbie left, didn't have a clue about money, confidence shot and just about managing for my kids .. once ive cleared this debt ill feel like someone the boys can be proud of


Lisa x

You already are, before dealing with this debt and after, don't forget that