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Car Insurance here higher than in London!

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tommie
tommie Posts: 380 Forumite
Part of the Furniture 100 Posts Combo Breaker
Motorists in Northern Ireland have broken the £1,000 barrier and are paying more than ever.

Pound-for-pound, drivers in Northern Ireland have seen the greatest quarterly and annual increases in the cost of their car insurance than in any other area. Premiums increased by £116 this quarter equivalent to a hike of 12%. And year-on-year drivers saw their prices go up by £196 on average, a percentage rise of 23%. This has led to Northern Ireland breaking the £1,000 barrier for the first time, with premiums now reaching £1,059 ? the most expensive average premium ever paid by motorists in this region.


https://www.confused.com/car-insurance/price-index?utm_medium=email&utm_source=priceindex&utm_campaign=10436414&utm_content=20170807#averageByRegion

Shameful!

Or possibly the price we pay for dodgy claims?
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Comments

  • Cotta
    Cotta Posts: 3,667 Forumite
    tommie wrote: »
    Motorists in Northern Ireland have broken the £1,000 barrier and are paying more than ever.

    Pound-for-pound, drivers in Northern Ireland have seen the greatest quarterly and annual increases in the cost of their car insurance than in any other area. Premiums increased by £116 this quarter equivalent to a hike of 12%. And year-on-year drivers saw their prices go up by £196 on average, a percentage rise of 23%. This has led to Northern Ireland breaking the £1,000 barrier for the first time, with premiums now reaching £1,059 ? the most expensive average premium ever paid by motorists in this region.


    https://www.confused.com/car-insurance/price-index?utm_medium=email&utm_source=priceindex&utm_campaign=10436414&utm_content=20170807#averageByRegion

    Shameful!

    Or possibly the price we pay for dodgy claims?

    Dodgy claims in what way?

    Also do we have more claims per head than in London?
  • qwert_yuiop
    qwert_yuiop Posts: 3,617 Forumite
    Part of the Furniture 1,000 Posts
    Traffic moves pretty slowly in London. Certainly a lot slower than it does round rural Armagh.
    “What means that trump?” Timon of Athens by William Shakespeare
  • motorguy
    motorguy Posts: 22,611 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I've just got one of our renewals through - £225 for a 2016 Passat TDI, fully comp, protected no claims. :beer:
  • e63 amg, mine went up £120, standard hike of premiums I was told! Not much choice other than to pay it.
  • Zola.
    Zola. Posts: 2,204 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    motorguy wrote: »
    I've just got one of our renewals through - £225 for a 2016 Passat TDI, fully comp, protected no claims. :beer:

    Who with? What age range are you in? Ive never been in a knock but cheapest I can ever seem to get is just under 400
  • motorguy
    motorguy Posts: 22,611 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Zola. wrote: »
    Who with? What age range are you in? Ive never been in a knock but cheapest I can ever seem to get is just under 400

    I'm 48 and thats with Direct Line. Full no claims, no accidents claims or convictions in the last 5 years, living in Co. Armagh.

    They dont seem to come up in the comparision sites - i went to their site direct.
  • glentoran99
    glentoran99 Posts: 5,825 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    ive been told before its because NI has no limit on what can be paid out for whiplash claims, there is elsewhere, Not sure how true it is though
  • saverbuyer
    saverbuyer Posts: 2,556 Forumite
    Zola. wrote: »
    Who with? What age range are you in? Ive never been in a knock but cheapest I can ever seem to get is just under 400

    Try AXA NI. Mines is 340. Fully comp. Protected. Any driver cover. Audi s3.
    I was with direct line last year but AXA were cheapest this year.
  • motorguy
    motorguy Posts: 22,611 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    mmackey234 wrote: »
    e63 amg, mine went up £120, standard hike of premiums I was told! Not much choice other than to pay it.

    Did you price around? I generally follow the recommended approach on the Insurance Board here.

    Especially for something like an E63 you might have to do quite a bit of hunting to get the best price. I think our A45 AMG is around £500 from memory, but its not due to Jan. Not quite in the same leagues as yours, granted. ;)
  • glentoran99
    glentoran99 Posts: 5,825 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Direct limne were stupidly expensive for me, Go the best deal and free dashcam (well haven't actually got it yet) through compareni.com
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