Looking to the future

National_Debtline

Hi again JKen

If the payments are affordable (albeit expensive) and you’re not near the 50% mark then you could be as well to continue with them. If you terminate now that lump sum you will be left owing could be difficult to deal with and I understand that applying for a mortgage is a priority.

You could check the terms and conditions of your agreement to find out what it says about overpaying the agreement. Also remember to make sure have budgeted enough to clear your 0% credit card before interest starts being added as it will usually cost you a lot. I hope it all goes well for you.

Susie
@natdebtline