MMF asking for extra info

CapitalGee77

Hello,

Last year, I was bothered by MMF about a loan which is not mine, but had my address. I sent the letters that are listed elsewhere (the prove it letter and the leave me alone until you can prove it letter) on this forum (the last being 19/06/2016). Today I received a letter stating:

Dear Mr CapitalGee77,

Thank you for your recent communication

We understand you feel that the above account has been obtained fraudulently and as such you would like us to investigate this further for you.

In order for us to thoroughly investigate this mater, we will require some information/documentation from you. To assist us, please complete the enclosed form and return to us using the prepaid envelope provided within the next 10 days.

Once we have completed our investigation, we shall contact you again with our decision.

For further details on this matter or to discuss setting up a repayment arrangement, please feel free to contact us using the contact information provided in the header of this letter.

Yours sincerely,

Shane Winter
Fraud Investation Team.

This feels like a thinly veiled attempt to make me pay, but I'm not sure what to do. I really am not comformtable giving these people my last two addresses, my last two employers and my passport/driving licence, payslip, bank statement and previous legal information regarding this activity!

What should i do? I've never had a Payday loan and am 100% confident that it isn't me! The only thing they have is my name and previous address tied to the loan. The national insurance number and email address on the loan wasn't mine.

Thanks in advance for your help.

Mike

thegrind

It's ironic isn't it. You're the one that has to provide reams of personal information to prove its not your loan. If the company had done that in the first place you'd probably not be the victim of fraud. Anyway...

The fraud dept need to match the info you've given with what they've received from the fraudster. It sounds like your gonna be stitched up as they've got all your correct info and could claim its you that originally applied for the loan. i know i've had similar with TSB with a fraudulent account.

Send the info but i would suggest sending a covering letter stating you have logged the fraud with Action Fraud as this is not an authorised transaction on your behalf.

Wait for a decision from the lender and i would make sure all correspondence is kept in a safe plac; just in case you have to take it further, which is unlikely.