Please help with my debt :(, consolidation an option?

enthusiasticsaver

You won't get a consolidation loan and you should not get one in your situation. The interest rates on payday lenders are horrendous and you need to get all that information to make informed decisions on which debt to tackle first. The soa has hardly anything on it but I guess if you live at home then it may be accurate.

Can you come clean to your parents and ask if they can let you off rent for a few months until you get more of these debts cleared?

Can you do any overtime or get a second job to get more money coming in?

You could try writing to your creditors explaining you are in financial difficulty and ask if they could freeze the interest to stop the debts going higher. Or you could research the many threads on this forum about claiming back on payday loans which really should be outlawed.

Can you sell anything to raise more funds?

Realistically though this will involve you being very frugal, cutting back as far as possible and snowballing the debts tackling the one with the highest interest rate first.

Positives are though you live at home so your outgoings are low, the debt is relatively low and you are working. You will get out of this but it may take some time.