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Melton Mowbray Mortgage advice

Hi, 👋🏻
Starting a new thread as I have mentioned this before but I have no online tracking available and have no clue how the Melton work of what order the process is? Any help
Greatly appreciated.

Had a call from
The Melton on Tuesday to say my application is being processed, and that she will book my valuation. Today my accountant emailed to say that they have been in contact with him for a reference. So now my question is, is the process well underway now? Has this been to
The underwriters or does it go there after the valuation? It's very confusing as we didn't use a broker (wish we had now!) how much longer is this likely to take they've had the application over 2 weeks now!

Any help/advice greatly appreciated.

Comments

  • amnblog
    amnblog Posts: 12,758 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    MM are very much slow and steady wins the race.

    You will need some patience for this one.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Thanks for your reply was hoping to have moved by the end of August.:rotfl:I'll wait to hear from them.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
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    Thanks for your reply was hoping to have moved by the end of August.:rotfl:I'll wait to hear from them.

    You weren't expecting much then. :eek:

    If you think that the mortgage process is slow. Then I hope you are prepared for what might happen at the next stage.
  • My solicitor was hoping end of Agust lol! Oh no what do you win?! :eek:
  • Thrugelmir wrote: »
    You weren't expecting much then. :eek:

    If you think that the mortgage process is slow. Then I hope you are prepared for what might happen at the next stage.



    Oh no what do
    You mean? :eek:
  • amnblog
    amnblog Posts: 12,758 Forumite
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    Thrug being Mr Glass Half Full as ever!

    None of the process is especially speedy, especially with a Lender like MM.

    Keep on top of everyone, that's the best you can do.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • amnblog wrote: »
    Thrug being Mr Glass Half Full as ever!

    None of the process is especially speedy, especially with a Lender like MM.

    Keep on top of everyone, that's the best you can do.

    Thanks. Will do! :)
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    amnblog wrote: »
    Thrug being Mr Glass Half Full as ever!

    Merely realistic. Better to manage expectations. Keeping ones stress levels low. ;)

    If by chance everything sails through then have a :beer:.

    The vendor has their own agenda too. Whatever they might say to your face.
  • Thrugelmir wrote: »
    Merely realistic. Better to manage expectations. Keeping ones stress levels low. ;)

    If by chance everything sails through then have a :beer:.

    The vendor has their own agenda too. Whatever they might say to your face.


    They've already requested lots of extra documents from
    Us and the Melton MA said she thought it was a straight forward application? What else could possibly go wrong? 😩😩 she's instructing a valuation surely that's a good sign? :rotfl:
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    They've already requested lots of extra documents from
    Us and the Melton MA said she thought it was a straight forward application? What else could possibly go wrong? 😩😩 she's instructing a valuation surely that's a good sign? :rotfl:

    My reference is to the entire time it can take to buy a property. Of which obtaining the mortgage is normally the shortest period of time. Also the least stressful.
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