Small overpayments

spiritless

Just a quick question- to those who make regular very small overpayments from tidying their other accounts, do you put that straight off your mortgage or do you pop it aside and make bigger payments annually?

FloppyDisk

Interest is charged daily so the sooner the balance reduces better, even if only by pennies.

spiritless

Fab, I didn't release you could do that! We've still got some unsecured debt to clear so until that has gone it will make me feel better to make some small steps to getting the mortgage down.

Thank you