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alternative to the pig (dare I?!)
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weezl74
Posts: 8,701 Forumite
Hi,
We hardly ever use cash, so alas the pig didn't work for us. But I still needed an incentive scheme. So I created a little chart, which we colour in a brick of the house everytime another thousand goes of the mortgage.
In case anyone else finds this useful, I've put it up here:
http://www.liligan.co.uk/mfw/
help yourself! If you've got photoshop, you can use the paint bucket tool to colour a brick each time. You could have bricks that are smaller increments if you wanted, just our debt is big so this looked more manageable.
We reward ourselves after every brick!
L;)
We hardly ever use cash, so alas the pig didn't work for us. But I still needed an incentive scheme. So I created a little chart, which we colour in a brick of the house everytime another thousand goes of the mortgage.
In case anyone else finds this useful, I've put it up here:
http://www.liligan.co.uk/mfw/
help yourself! If you've got photoshop, you can use the paint bucket tool to colour a brick each time. You could have bricks that are smaller increments if you wanted, just our debt is big so this looked more manageable.
We reward ourselves after every brick!
L;)
:hello:Jonathan 'Fergie' Fergus William, born 05/03/09, 7lb 4.4oz:hello:

cash neutral gifts 2011, value of purchased gifts/actual paid/amount earnt to cover it £67/£3.60/£0
january grocery challenge, feed 4 of us for £40
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Thanks Weezl...
My Granddad always used to say "every time you pay the mortgage, you're buying a brick in your house". Here's a way to see that in action!Mortgage | £145,000Unsecured Debt | [strike]£7,000[/strike] £0 Lodgers | |0 -
oh wow love it !!
*claps*:j MFi3 wannabee :j
mortgage owing 04.07 £36,000
mortgage owing 07.10 £0 !!!!
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This is a wonderful idea and I'm going to action it right now. I don't use much cash either. Thank youMFi3 member 105 - MFW date Oct 2023 - 12 years 9 months more0
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Fab, fab idea! :T I would love to use this but there are not enough bricks for my silly sized SE England mortgage (at £1k each which seems such a nice per brick amount). :mad:
Maybe I could build a garage next door and use that too!
Would be really good to have this on a wall at home and see the affect of one's savings."Have nothing in your houses that you do not know to be useful, or believe to be beautiful." William Morris0 -
this is a great idea if you dont deal in cash i like it thanks0
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I'm going to do a variation on this since I have a flat so the mortgage doesn't quite represent a house shaped thing. I've got 2 copies of the same picture of the front of my flat one in colour and one in black and white. I'm going divide the picture up and turn a square to colour (plain old cut and paste) every time I pay off an agreed portion (I might make the squares £500 quid each so that I can regularly feel I'm making some progress). This was a brilliant idea WeezlMFi3 member 105 - MFW date Oct 2023 - 12 years 9 months more0
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I love it! What a good way to personalise it. I guess the peeps on the DFW board paying off a car loan could to a similar thing with a photo of the car....? Your idea has wings!
I'm working on a chocolate advent calendar style one for us, so we've got pockets with treats for each brick... I'll post a picture if I manage it.
Thanks for all the thankings, it makes me look quite the star on my first day here!!;)
L
:hello:Jonathan 'Fergie' Fergus William, born 05/03/09, 7lb 4.4oz:hello:
Benjamin 'Kezzie' Kester Jacob, born 18/03/10, 7lb 5oz:)
cash neutral gifts 2011, value of purchased gifts/actual paid/amount earnt to cover it £67/£3.60/£0
january grocery challenge, feed 4 of us for £400 -
Some clever so and so will design a web based calcultor that will allow you to choose a type of home that is similar to yours, enter the value of your house, then add the outstanding balance, then display a picture of how much of your house you own. Similar to the graphical display used on the TV series, POYMITY0
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Fabulous idea! i am unfortunately still a DFW with a long way to go, but I aspire to be a MFW. This would still work though as the roof could be the debts and symbolise net worth not just mortgages.
I sooooo look up to you guys ands gals!unsecured Debts at [strike]August 2007 £79,984[/strike] September £79,579 [STRIKE]Snowballing date July 2013[/STRIKE].
May 2009, £76,772 unsecured debts
DMP started Dec 2008, End date at start 2133!0 -
Your window box is stunning, one of the nicest frontages I've seen.0
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