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alternative to the pig (dare I?!)

Hi,

We hardly ever use cash, so alas the pig didn't work for us. But I still needed an incentive scheme. So I created a little chart, which we colour in a brick of the house everytime another thousand goes of the mortgage.

In case anyone else finds this useful, I've put it up here:
http://www.liligan.co.uk/mfw/

help yourself! If you've got photoshop, you can use the paint bucket tool to colour a brick each time. You could have bricks that are smaller increments if you wanted, just our debt is big so this looked more manageable.

We reward ourselves after every brick!

L;)

:hello:Jonathan 'Fergie' Fergus William, born 05/03/09, 7lb 4.4oz:hello:
:)Benjamin 'Kezzie' Kester Jacob, born 18/03/10, 7lb 5oz:)
cash neutral gifts 2011, value of purchased gifts/actual paid/amount earnt to cover it £67/£3.60/£0
january grocery challenge, feed 4 of us for £40
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Comments

  • Badger_Lady
    Badger_Lady Posts: 6,264 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Thanks Weezl...

    My Granddad always used to say "every time you pay the mortgage, you're buying a brick in your house". Here's a way to see that in action! :D
    Mortgage | £145,000Unsecured Debt | [strike]£7,000[/strike] £0 Lodgers | |
  • ~daisy~_2
    ~daisy~_2 Posts: 2,566 Forumite
    oh wow love it !!

    *claps*
    :j MFi3 wannabee :j
    mortgage owing 04.07 £36,000
    mortgage owing 07.10 £0 !!!!
  • esthomizzy
    esthomizzy Posts: 492 Forumite
    This is a wonderful idea and I'm going to action it right now. I don't use much cash either. Thank you :)
    MFi3 member 105 - MFW date Oct 2023 - 12 years 9 months more
  • catshark88
    catshark88 Posts: 1,099 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Fab, fab idea! :T I would love to use this but there are not enough bricks for my silly sized SE England mortgage (at £1k each which seems such a nice per brick amount). :mad:

    Maybe I could build a garage next door and use that too!

    Would be really good to have this on a wall at home and see the affect of one's savings.
    "Have nothing in your houses that you do not know to be useful, or believe to be beautiful." William Morris
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    this is a great idea if you dont deal in cash i like it thanks
  • esthomizzy
    esthomizzy Posts: 492 Forumite
    I'm going to do a variation on this since I have a flat so the mortgage doesn't quite represent a house shaped thing. I've got 2 copies of the same picture of the front of my flat one in colour and one in black and white. I'm going divide the picture up and turn a square to colour (plain old cut and paste) every time I pay off an agreed portion (I might make the squares £500 quid each so that I can regularly feel I'm making some progress). This was a brilliant idea Weezl :)
    COLOUR.jpg
    GREY.jpg
    MFi3 member 105 - MFW date Oct 2023 - 12 years 9 months more
  • weezl74
    weezl74 Posts: 8,701 Forumite
    I love it! What a good way to personalise it. I guess the peeps on the DFW board paying off a car loan could to a similar thing with a photo of the car....? Your idea has wings!


    I'm working on a chocolate advent calendar style one for us, so we've got pockets with treats for each brick... I'll post a picture if I manage it.

    Thanks for all the thankings, it makes me look quite the star on my first day here!!;)

    L

    :hello:Jonathan 'Fergie' Fergus William, born 05/03/09, 7lb 4.4oz:hello:
    :)Benjamin 'Kezzie' Kester Jacob, born 18/03/10, 7lb 5oz:)
    cash neutral gifts 2011, value of purchased gifts/actual paid/amount earnt to cover it £67/£3.60/£0
    january grocery challenge, feed 4 of us for £40
  • co123456
    co123456 Posts: 368 Forumite
    Mortgage-free Glee!
    Some clever so and so will design a web based calcultor that will allow you to choose a type of home that is similar to yours, enter the value of your house, then add the outstanding balance, then display a picture of how much of your house you own. Similar to the graphical display used on the TV series, POYMITY
  • MissKJ
    MissKJ Posts: 780 Forumite
    Fabulous idea! i am unfortunately still a DFW with a long way to go, but I aspire to be a MFW. This would still work though as the roof could be the debts and symbolise net worth not just mortgages.

    I sooooo look up to you guys ands gals!
    unsecured Debts at [strike]August 2007 £79,984[/strike] September £79,579 [STRIKE]Snowballing date July 2013[/STRIKE].

    May 2009, £76,772 unsecured debts

    DMP started Dec 2008, End date at start 2133!
  • barnaby-bear
    barnaby-bear Posts: 4,142 Forumite
    Your window box is stunning, one of the nicest frontages I've seen.
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