And so it begins: The Pig Vs The Mortgage

michelle09

They sound like good aims, hope you managed to achieve them!

pinkypig

wishingthemortgaheaway wrote: »

A question... how are you so awesome at the reduced food shop? I was in the supermarket yesterday. There were masses of ys but they were all rubbish, 10p/20p or a max of 50p off. I was very money saving and didn't buy any.

Think there is an element of luck at this time of year - A!di had loads of 1\2 price joints yesterday:D
I tend to go to Asda on my way home from my classes as I'm passing anyway. Its usually 7.30 ish which is final reduction time. Difficult for you to time visits with a little one but hopefully you'll get the odd bit of luck as they clear out the festive deluge. X

pinkypig

michelle09 wrote: »

They sound like good aims, hope you managed to achieve them!

Thanks Michelle I hope 2018 is a good one for you too. Xx

pinkypig

Happy New year:j:j:j

Today will be enjoying a long walk (after a long lie in and a huge breakfast:o), pondering 2018 goals and how to achieve them whilst enjoying that energizing feeling that comes with a fresh start



PP xx

Downshifterella

Good plan pinky! Similar plan here once hubby awake ! :D
Love a new year full of hopes and resolutions! :j

wishingthemortgaheaway

pinkypig wrote: »

Think there is an element of luck at this time of year - A!di had loads of 1\2 price joints yesterday:D
I tend to go to Asda on my way home from my classes as I'm passing anyway. Its usually 7.30 ish which is final reduction time. Difficult for you to time visits with a little one but hopefully you'll get the odd bit of luck as they clear out the festive deluge. X

Yes 7:30 when hubby is away so much is a challenge. I'm going to hit Ald1 tomorrow and see what they've got (hubby insists I buy enough mince pies to last us until next Christmas... urm no!)

Thanks for your help.

All the best for 2018.

pinkypig

wishingthemortgaheaway wrote: »

Yes 7:30 when hubby is away so much is a challenge. I'm going to hit Ald1 tomorrow and see what they've got (hubby insists I buy enough mince pies to last us until next Christmas... urm no!)

Thanks for your help.

All the best for 2018.

Thanks Wish:). Hope 2018 is an amazing one for you and yours xx

pinkypig

Either the boards are very busy or I've been neglecting my diary, I found it on page 4:eek: must try harder!

A very belated December round up from me;

Lifestyle goals

4 x exercise per week - achieved apart from the week I was ill. Even managed a run on Christmas day!:D

Spring clean living room and kitchen - done and all decs packed away in the attic .:D

Finish garden tidy - almost thanks to ds but there is still a large shrub to dig out and bulbs to plant.

Financial

My budgets generally held up with some over and some under. The final mortgage figures are;

Os payment £917.80/£400:j

Avc £800/£800 (net) :j

Capital reduction £2192.25/£1216 :j

Mortgage neutral balance (mortgage debt minus off set balance)
£94,847.61 :beer::j:j

My goal was sub £95k by the end of January so I'm delighted :):)

I'm off to ponder successes and could do betters for 2017 before nailing down what needs to happen in 2018. Thanks (again) for the ideas, challenges, helpful nudges and pick me ups when things go off kilter. So glad I found these boards, the focus and support is changing my little family's lives:)

Happy New Year (a bit late ) to you all. May 2018 bring you health, happiness and tumbling mortgage balances:A

PP xx

Karmacat

Found you, pinkypig and wow, your shopping and work on home cooked meals is amazing! Subscribing

Betterthanever

Happy new year to you too, PP - you did really well with your last set of goals - and I look forward to reading the next lot!