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Pay off some loan or use towards equity?
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I understand what you're saying but my question was more in terms of what would be better to get the actual mortgage. Do lenders prefer lower debts or higher deposit?
Thats a decision you make later once you have the numbers and potential rates based on the various LTV guided by the broker.
If you can get enough with both then no problem
If dropping £10k of the debt helps then no problem
the last resort is borrowing less at the lower rate.0
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