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Taking it slowly, but doing it well. - Page 94

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Taking it slowly, but doing it well.

edited 30 November -1 at 1:00AM in Mortgage-Free Wannabe
1.1K replies 105.5K views
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  • Busy_Mee1Busy_Mee1 Forumite
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    It sounds as if you and Pickle are having a lovely time. I bet when he he grown up he will remember these weeks away every year with Dad's job as very happy memories.
  • wishingthemortgaheawaywishingthemortgaheaway Forumite
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    Busy_Mee1 wrote: »
    It sounds as if you and Pickle are having a lovely time. I bet when he he grown up he will remember these weeks away every year with Dad's job as very happy memories.

    I hope so Busy, although this could be the last year we do it as the contracts are up for renewal, so hubby may not be awarded it again - which is really sad.
    If the contract is renewed we will have 1 more year of coming up for 3 weeks, after that we will only be able to come up once school finishes for the summer.
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • Busy_Mee1Busy_Mee1 Forumite
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    Aw well fingers crossed he gets his contract renewed and it continues. Have you plans in mind if it doesn't ( both work wise and holiday wise) ?
  • wishingthemortgaheawaywishingthemortgaheaway Forumite
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    Busy_Mee1 wrote: »
    Aw well fingers crossed he gets his contract renewed and it continues. Have you plans in mind if it doesn't ( both work wise and holiday wise) ?

    Holiday wise - that's easy, we will book a family holiday in advance, rather than trying to squeeze it in Round this job and the one that starts mid to end of August, so that would be a positive, especially when we are really tied to school hols by Pickle being at school.

    Work wise, due to the fact this is a 35 day 'bulk' contract which has quite a big discount, he only needs to replace it with 21 days of corporate work over the rest of the year. So doable, but not guaranteed.
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • wishingthemortgaheawaywishingthemortgaheaway Forumite
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    Evening all, I didn't update yesterday, absolutely exhausted and I can't really remember what I spent - Saturday market etc. Still, all is looking ok financially at the moment.

    Today Pickle conquered his first Wainwright - probably the lowest and one of the easiest (368m) but,
    He tackled it from the ground to the top and back to the ground again, we didn't cheat and drive up to the car park that's about 10-15minutes from the summit.
    He is shattered! He walked the entire distance, I did take the sling, but it was too hot to sling him, so he did just have to walk. My phone says we've walked about 7 miles today, not too sure how accurate that is though.

    Only spends has been on an ice cold drink & ice cream when we got back to the cafe in the park at the bottom.
    I'm not sure either of us will be walking well in the morning.

    Money for tomorrow:
    Cash in purse: £1
    Unused allowance in bank: £45
    Tomorrow's allowance: £25

    Total:£71

    I think, after today, tomorrow is going to be a lazy day, although I do have to go to the post office to post my mum's present and card first thing.

    Have a good evening everyone.
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • wishingthemortgaheawaywishingthemortgaheaway Forumite
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    Morning all, it's getting a bit crazy here now. The get out is starting to be planned and people are starting to feel like it really is time to go home.

    Spends yesterday were croissants for breakfast and cakes for a bring and share lunch so the financials for today are:

    Cash in purse: £8 (I think, not got my purse near to check)
    Unused allowance in bank: £52
    Today's allowance: £25

    Total:£85

    I'm working this morning, not sure of afternoon plans, but I should carry quite a sum over to tomorrow.

    Mortgage overpayment this month was £180.70 with the capital reducing by only £400, rather than the £500 I've been managing recently.

    We had a boiler scare earlier in the month, so feel we need to divert money towards a possible replacement.
    There is enough money in the emergency fund if we need to do it now but, as the ef is for unforeseen emergencies and this one is now 'forseen,' we need to reduce the impact on the ef if it does go. So, I'm diverting £100 a month to this.

    I've also had significantly reduced expenses and overtime this month as I've only done 1 day's overtime and my only travel was to a local setting.

    Work on the house this month has been: more plastering and the installation of an outside tap (as well as the plumbing issues)

    Work that should happen in August:
    Decorating
    Fix the shower
    Sand & seal dining room floor
    Carpet living room floor.

    I suspect the mortgage will take a back seat again....

    Wish.
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • wishingthemortgaheawaywishingthemortgaheaway Forumite
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    Evening/ morning all.

    Spends today:
    Slight top up shop
    Change thrown in the pot.

    Money for tomorrow.

    Money in purse: £2
    Unused allowance in bank: £77
    Allowance for today: £25

    Total: £104 - looking good! Should have some money left over to divert elsewhere at the end. Today (Thursday) plus 2 more days to go.....
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • KarmacatKarmacat Forumite
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    Hope your time away finishes on a high note for you. And Pickle :)
    Downsized and paid off mortgage 2010
    Retired August 2016
    Paid off French mortgage September 2018
    New kitchen fully installed June 2019
  • wishingthemortgaheawaywishingthemortgaheaway Forumite
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    Karmacat wrote: »
    Hope your time away finishes on a high note for you. And Pickle :)

    Thank you Karma, this made me giggle as we are making plans to take Pickle over to hear the band on the last night. It involves military planning of ensuring enough sleep and energy and minimising the risks of tired tantrums.
    So yes - it should end on a high note!
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • wishingthemortgaheawaywishingthemortgaheaway Forumite
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    A small spend on a couple of drinks and some popcorn for a home movie afternoon tomorrow for Pickle and our housemate's children while us mums start the pack up for going home.
    I also got some cash out of the bank.

    So money available for tomorrow:

    Cash in purse: £22
    Unused allowance in bank: £77
    Tomorrow's allowance: £25

    Total: £124
    More than enough I would have thought!
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
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